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8 Downing Cir, Bloomington, IL 61704 Property Records

McLean County property record for 8 Downing Cir, Bloomington, IL 61704

Property Summary

Property TypeSingle Family Home
Details5 bd · 2.5 ba · 2,614 sqft · built 1988
Lot Size0.19 acres (8,277 sqft)
Owner2 Individual Names on Record
Last Sale$220,000 (Aug 2020)
Tax Bill$6,741 (2024)
Deeds & MortgagesMar 2020 Line of Credit
Aug 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN21-12-353-015

Property Details

APN / Parcel Number

Primary APN21-12-353-015

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,614 sqft Living Area
Gross Area3,433 sqft
1st Floor Area1,177 sqft
Basement Area638 sqft
Finished Basement260 sqft
Unfinished Basement378 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Exterior MaterialAluminum/Vinyl
Foundation TypeBlock
Roof MaterialAsphalt
Lot Area8,277 sqft (0.19 acres)
Lot Dimensions110 ft deep x 75 ft wide
View / LotLake Front
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchOpen Frame Porch
Deck Area354 sqft
GreenhouseGreenhouse

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address8 DOWNING CIR
CityBLOOMINGTON
StateIL
Zip61704-7619
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1C
Legal DescriptionROLLINGBROOK SUB 6TH ADD LOT 343
Legal Range02E
Legal Township23N
Legal Section12
Legal SubdivisionROLLINGBROOK SUB
Legal Lot Number343
JurisdictionMCLEAN IL
Township / Civil DivisionBLOOMINGTON CITY
Census Block Group2
Census Block2000
Census Tract1108

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address8 DOWNING CIR, BLOOMINGTON, IL 61704-7619
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Mar 4, 2020Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Aug 28, 2020Warranty Deed, Transfer · Conventional Mortgage
FIRST STATE MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 28, 2020 · Amount on Record
Deed SaleAug 28, 2020 · Amount on Record
Deed Document Number202017158
Record UpdatedOct 29, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLEAN IL
Property Address8 DOWNING CIR, BLOOMINGTON, IL 61704-7619
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202000003852
DateMar 4, 2020
Instrument2020-00003852
Lender
NamePNC BANK NA
TypeBank
AddressCLEVELAND, OH 44101
Agreement
TypeLine of Credit
AmountAmount Recorded
Term264 Months
DueFeb 28, 2042

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLEAN IL
Recording DateAug 28, 2020
Property Address8 DOWNING CIR, BLOOMINGTON, IL 61704-7619
Document Number202000017158
Map ReferenceDOC 79-7763
Instrument DateAug 10, 2020
Instrument2020-00017158
Transaction TypeTransfer
Record UpdatedFeb 28, 2022
Title CompanyNOT AVAILABLE, FTC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$330.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address8 DOWNING CIR, BLOOMINGTON, IL 61704-7619

Mortgage

Document Number202000017159
DateAug 28, 2020
Instrument2020-00017159
Lender
NameFIRST STATE MORTGAGE SERVICES LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050
Interest
Rate TypeFixed Rate
Rate3%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityBloomington City
CountyMcLean County
County SubdivisionBloomington City Township
Unified School DistrictBloomington School District 87 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$93,894 (+25.15%) Land $18,664 Building $75,230$281,682 (+25.15%) Land $55,992 Building $225,690
2024$6,741.00 (+16.85%)
2023$5,769.00$75,024 Land $14,913 Building $60,111$225,072 Land $44,739 Building $180,333

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims2 (2025)
Most Recent ClaimJun 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBLOOMINGTON
serves 79,000 people · EPA ID IL1130200
Water SourceSurface water
Last State InspectionAug 2023
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
Watch TV
Fixed Wireless		100 / 20

May also be available: Frontier.

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