Orange County property record for 8 Dennis Ln, Ladera Ranch, CA 92694
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5.5 ba · 4,763 sqft · built 2004 |
| Lot Size | 0.248 acres (10,811 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,585,000 (May 2017) |
| Tax Bill | $25,571 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Mar 2026 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 741-242-13 |
| Primary APN | 741-242-13 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 4,763 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Lot Area | 10,811 sqft (0.248 acres) |
| Garage Area | 599 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating Fuel | Gas |
|---|
| Street Address | 8 DENNIS LN |
|---|---|
| City | LADERA RANCH |
| State | CA |
| Zip | 92694-1407 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 16388 BLK LOT 13 |
| Legal Subdivision | TRACT NO 16388 |
| Legal Tract | 16388 |
| Legal Lot Number | 13 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | MISSION VIEJO |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 32058 |
8 Dennis Ln is owned and occupied by two individuals who bought it in May 2017.
Source: Orange County records, as of August 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8 DENNIS LN, LADERA RANCH, CA 92694-1407 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 29, 2026 | Deed of Trust, Mortgage · Conventional Mortgage MONTEREY COUNTY BANK |
| Mar 11, 2026 | Deed of Trust, Mortgage · Non-Conforming Investor Loan ENDEAVOR BANK |
| Jul 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CHOICE MORTGAGE |
| May 30, 2017 | Grant Deed, Transfer · Conventional Mortgage CALIFORNIA TITLE COMPANY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 30, 2017 · Amount on File |
| Deed Sale | May 30, 2017 · Amount on File |
| Prior Sale | Aug 16, 2007 · Amount on File |
| Deed Document Number | 2017218943 |
| Prior Transfer Date | Mar 21, 2013 |
| Prior Transfer Doc | 0000182252 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Apr 29, 2026 |
| Property Address | 8 DENNIS LN, LADERA RANCH, CA 92694-1407 |
| Document Number | 0000123033 |
| Instrument Date | Apr 23, 2026 |
| Instrument | 2026123033 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Community Property, 149 |
| Address | 8 DENNIS LN, LADERA RANCH, CA 92694-1407 |
| Document Number | 0000123033, |
|---|---|
| Date | Apr 29, 2026 |
| Instrument | 2026123033 |
| Name | MONTEREY COUNTY BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 8 DENNIS LN, MISSION VIEJO, CA 92694-1407 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2026 |
| Title Company | CHICAGO TITLE COMPANY CONCORD, CHICAGO TITLE CO COM DIV |
| Name | Verified Name |
|---|---|
| Address | 8 DENNIS LN, LADERA RANCH, CA 92694-1407 |
| Document Number | 0000072381 |
|---|---|
| Date | Mar 11, 2026 |
| Instrument | 2026000072381 |
| Name | ENDEAVOR BANK |
|---|---|
| Type | Bank |
| Address | SAN DIEGO, CA 92101 |
| Type | Non-Conforming Investor Loan |
|---|---|
| Amount | Amount on Record |
| Term | 1 Months |
| Due | Apr 21, 2026 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 8 DENNIS LN, MISSION VIEJO, CA 92694-1407 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY RESID', FIRST AMER TTL CO RES DIV |
| Name | Verified Name |
|---|---|
| Address | 8 DENNIS LN, LADERA RANCH, CA 92694-1407 |
| Document Number | 0000446862 |
|---|---|
| Date | Jul 12, 2021 |
| Instrument | 2021000446862 |
| Name | CHOICE MORTGAGE |
|---|---|
| Address | BOCA RATON, FL 33432 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | May 30, 2017 |
| Property Address | 8 DENNIS LN, MISSION VIEJO, CA 92694-1407 |
| Document Number | 0000218943 |
| Map Reference | MB 854 PG 1-5 |
| Instrument Date | Apr 5, 2017 |
| Instrument | 2017000218943 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2021 |
| Title Company | CALIFORNIA TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 8 DENNIS LN, LADERA RANCH, CA 92694-1407 |
| Document Number | , 2017000218944 |
|---|---|
| Date | May 30, 2017 |
| Instrument | 2017000218944 |
| Type | Lending Institution |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2047 |
The 2025 property tax bill for 8 Dennis Ln was $25,571 with a homeowner's exemption, up 1.8% from the year before.
Source: Orange County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Unified School District | Capistrano Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,876,315 (+2%) Land $913,910 Building $962,405 | |
| 2025 | $25,571.00 (+1.83%) Homeowner's exemption | $1,839,525 Land $895,990 Building $943,535 |
| 2024 | $25,111.00 (+1.87%) | |
| 2023 | $24,651.00 (+0.57%) Homeowner's exemption | $1,768,095 Land $861,197 Building $906,898 |
| 2022 | $24,511.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 8 Dennis Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8 Dennis Ln is moderate, ranking above 66% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 66% of the US · above 41% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SANTA MARGARITA WATER DISTRICT serves 165,275 people · EPA ID CA3010101 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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