Worcester County and Oxford Town property record for 8 Cypress St, Oxford, MA 01540
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,376 sqft · built 1986 |
| Lot Size | 0.579 acres (25,227 sqft) |
| Owner | Individual Name on File |
| Last Sale | $146,500 (Dec 2000) |
| Tax Bill | $4,963 (2026) |
| Deeds & Mortgages | Jul 2018 Mortgage Jan 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 33EK04.03 |
| Primary APN | 33EK04.03 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Building Area | 1,376 sqft Living Area |
| Gross Area | 3,718 sqft |
| 1st Floor Area | 1,296 sqft |
| Basement Area | 2,232 sqft |
| Unfinished Basement | 1,296 sqft |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 25,227 sqft (0.579 acres) |
| Deck Area | Deck Area |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Account Number | 33EK04.03 |
|---|---|
| Street Address | 8 CYPRESS ST |
| City | OXFORD |
| State | MA |
| Zip | 01540-2418 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Block | K04.03 |
| Jurisdiction | OXFORD MA |
| Township / Civil Division | OXFORD |
| Census Block Group | 4 |
| Census Block | 4037 |
| Census Tract | 753200 |
8 Cypress St is owned and occupied by an individual who bought it in December 2000.
Source: Worcester County and Oxford Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 8 CYPRESS ST, OXFORD, MA 01540-2418 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 9, 2018 | Deed of Trust, Mortgage DREW MORTGAGE ASSOCIATES INC |
| Jan 15, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance SAVERS COOPERATIVE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 27, 2000 · Amount on File |
| Deed Sale | Dec 27, 2000 · Amount on File |
| Deed Book / Page | 23364 / 99 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OXFORD MA |
| Property Address | 8 CYPRESS ST, OXFORD, MA 01540-2418 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 59064-371 |
|---|---|
| Date | Jul 9, 2018 |
| Book Page | 59064/371 |
| Instrument | 68553 |
| Name | DREW MORTGAGE ASSOCIATES INC |
|---|---|
| Type | Mortgage Company |
| Amount | Amount on Record |
|---|---|
| Term | 240 Months |
| Due | Jul 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OXFORD MA |
| Property Address | 8 CYPRESS ST, OXFORD, MA 01540-2418 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 64235-42 |
|---|---|
| Date | Jan 15, 2021 |
| Book Page | 64235/42 |
| Instrument | 6572 |
| Name | SAVERS COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Feb 1, 2041 |
The 2026 property tax bill for 8 Cypress St was $4,963, down 2% from the year before.
Source: Worcester County and Oxford Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Oxford Town |
| Unified School District | Oxford School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,963.00 (-2.01%) | $405,800 (+1.5%) Land $99,500 Building $306,300 | $397,389 (+3.82%) |
| 2025 | $5,065.00 (+4.43%) | $399,800 (+11.12%) Land $95,300 Building $304,500 | $382,755 |
| 2024 | $4,850.00 (-1.7%) | $359,800 (-0.53%) Land $91,000 Building $268,800 | |
| 2023 | $4,934.00 | $361,700 Land $87,100 Building $274,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8 Cypress St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8 Cypress St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUARION WATER COMPANY OXFORD private · serves 7,384 people · EPA ID MA2226000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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