8 Curtis Ter, Montclair, NJ 07042 Property Records

Essex County and Montclair Township property record for 8 Curtis Ter, Montclair, NJ 07042

Property Summary

Property Type	Single Family Home
Details	3,854 sqft · built 1929
Lot Size	0.23 acres (10,010 sqft)
Owner	2 Individual Names on File
Last Sale	$1,700,000 (Jan 2024)
Tax Bill	$32,906 (2025)
Deeds & Mortgages	May 2025 Mortgage Jan 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-02101-0000-00001`

Property Details

APN / Parcel Number

Primary APN	`13-02101-0000-00001`
Alternative APN	`130210100001`

Interior

Stories	2 Stories
Building Area	3,854 sqft Living Area

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Construction Type	Frame
Lot Area	10,010 sqft (0.23 acres)
Lot Dimensions	130 ft deep x 77 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	130210100001
Street Address	8 CURTIS TER
City	MONTCLAIR
State	NJ
Zip	07042-2505
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	77X130 IRR
Legal Block	2101
Legal Lot Number	1
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	2
Census Block	2002
Census Tract	17000

Owner

8 Curtis Ter is owned and occupied by two individuals who bought it in January 2024.

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8 CURTIS TER, MONTCLAIR, NJ 07042-2505
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 5, 2025	Deed of Trust, Mortgage · Conventional Mortgage NEW JERSEY LENDERS CORP
Jan 3, 2024	Deed, Subdivision Related Transfer · Conventional Mortgage NEW JERSEY LENDERS CORP
Dec 14, 2021	Deed, Transfer · Commercial Mortgage BORROWER TO ACCOLEND LLC
Oct 18, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 3, 2024 · Amount on File
Deed Sale	Jan 3, 2024 · Amount on File
Prior Sale	Dec 14, 2021 · Amount on File
Deed Document Number	2024591
Prior Transfer Date	Oct 11, 2018
Prior Transfer Doc	0000090585
Record Updated	Sep 20, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	8 CURTIS TER, MONTCLAIR, NJ 07042-2505
Transaction Type	Mortgage
Record Updated	Oct 16, 2025
Title Company	PRESTIGE TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 CURTIS TER, MONTCLAIR, NJ 07042-2505

Mortgage

Document Number	0000028304
Date	May 5, 2025
Instrument	2025028304

Lender

Name	NEW JERSEY LENDERS CORP
Type	Mortgage Company
Address	LITTLE FALLS, NJ 07424

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	May 1, 2035
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.8%
Index	SOFR Average 30-Day
Max Rate	10.8%

January 2024: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Jan 3, 2024
Property Address	8 CURTIS TER, MONTCLAIR, NJ 07042-2505
Document Number	0000000591
Instrument Date	Nov 21, 2023
Instrument	2024000591
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 16, 2025
Title Company	EVIDENT TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	114 OLD BLOOMFIELD AVE, PARSIPPANY, NJ 07054-2302

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 CURTIS TER, MONTCLAIR, NJ 07042-2505

Mortgage

Document Number	0000000592
Date	Jan 3, 2024
Instrument	2024000592

Lender

Name	NEW JERSEY LENDERS CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Dec 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.12%
Type Change Date	Dec 1, 2033
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	12.1%
Index	SOFR Average 30-Day
Max Rate	12.1%

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Dec 14, 2021
Property Address	8 CURTIS TER, MONTCLAIR, NJ 07042-2505
Document Number	0000147398
Instrument Date	Nov 4, 2021
Instrument	2021147398
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	ALL POINTS TITLE AGENCY LLC, RALLY POINT TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,587.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9208 RAVENSCROFT RD, CLIFTON, NJ 07013-7617

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 OLD BLOOMFIELD AVE, PARSIPPANY, NJ 07054-2302

Mortgage

Document Number	0000147399
Date	Dec 14, 2021
Instrument	2021147399

Lender

Name	BORROWER TO ACCOLEND LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Dec 1, 2022

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ESSEX NJ
Recording Date	Oct 18, 2018
Property Address	8 CURTIS TER, MONTCLAIR, NJ 07042-2505
Document Number	0000090585
Instrument Date	Oct 11, 2018
Instrument	90585
Transaction Type	Transfer
Record Updated	Feb 11, 2019

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 CURTIS TER MONTCLAIR NJ 070422505, MONTCLAIR, NJ 07042-2505

Tax Assessment & Valuation

The 2025 property tax bill for 8 Curtis Ter was $32,906, up 3.3% from the year before.

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$935,900 (-) Land $294,300 Building $641,600	$935,900 (-) Land $294,300 Building $641,600
2025	$32,906.00 (+3.32%)	$935,900 Land $294,300 Building $641,600	$935,900 Land $294,300 Building $641,600
2024	$31,848.00
2023		$600,700 (-14.53%) Land $294,300 Building $306,400	$600,700 (-14.53%) Land $294,300 Building $306,400
2022	$23,108.00 (+1.77%)	$702,800 Land $294,300 Building $408,500	$702,800 Land $294,300 Building $408,500
2021	$22,707.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 8 Curtis Ter in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1989–2011)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8 Curtis Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 495 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

8 Curtis Ter, Montclair, NJ 07042 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

May 2025: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

January 2024: Deed, Subdivision Related Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

December 2021: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2018: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Curtis Ter

Nearby Streets

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