Middlesex County and Townsend Town property record for 8 Cross St, Townsend, MA 01469
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,008 sqft · built 1977 |
| Lot Size | 0.466 acres (20,282 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $40,000 (Oct 2000) |
| Tax Bill | $4,945 (2026) |
| Deeds & Mortgages | Nov 2020 Refinance Jul 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | TOWN M:0027 B:0013 L:0001 |
| Primary APN | TOWN M:0027 B:0013 L:0001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,008 sqft Living Area |
| Gross Area | 2,224 sqft |
| Basement Area | 1,008 sqft |
| Unfinished Basement | 1,008 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 20,282 sqft (0.466 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 8 CROSS ST |
|---|---|
| City | TOWNSEND |
| State | MA |
| Zip | 01469-1150 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA3 |
| Legal Block | 13 |
| Legal Lot Number | 1 |
| Jurisdiction | TOWNSEND MA |
| Township / Civil Division | TOWNSEND |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 301101 |
Source: Middlesex County and Townsend Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 30, TOWNSEND, MA 01469-0030 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 4, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance WORKERS CU |
| Jul 28, 2017 | Deed of Trust, Mortgage · Conventional Mortgage WORKERS CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 20, 2000 · Amount on Record |
| Deed Sale | Oct 20, 2000 · Amount on Record |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TOWNSEND MA |
| Property Address | 8 CROSS ST, TOWNSEND, MA 01469-1150 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 76082-484 |
|---|---|
| Date | Nov 4, 2020 |
| Book Page | 76082/484 |
| Instrument | 205162 |
| Name | WORKERS CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TOWNSEND MA |
| Property Address | 8 CROSS ST, TOWNSEND, MA 01469-1150 |
| Document Number | 69721-267 |
| Book / Page | 069721 / 000267 |
| Instrument Date | Jul 28, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2017 |
| Name | Verified Name |
|---|
| Document Number | 69721-267 |
|---|---|
| Date | Aug 3, 2017 |
| Book Page | 069721/000267 |
| Instrument | 124121 |
| Name | WORKERS CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 2, 2037 |
Source: Middlesex County and Townsend Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Townsend Town |
| Unified School District | North Middlesex School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,945.00 (+5.8%) | $359,600 (+11.71%) Land $103,100 Building $255,200 | $546,250 (-) |
| 2025 | $4,674.00 (+1.94%) | $321,900 (+1.16%) Land $90,700 Building $231,200 | $546,250 (+7.8%) |
| 2024 | $4,585.00 (+8.78%) | $318,200 (+15.21%) Land $90,700 Building $227,500 | $506,730 |
| 2023 | $4,215.00 | $276,200 Land $82,500 Building $193,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWNSEND WATER DEPARTMENT serves 6,832 people · EPA ID MA2299000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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