York County and Biddeford City property record for 8 Cross St, Biddeford, ME 04005
| Property Type | Duplex |
|---|---|
| Details | 2 bd · 2 ba · 1,627 sqft · built 1900 |
| Lot Size | 0.08 acres (3,485 sqft) |
| Owner | Individual Name on File |
| Last Sale | $333,400 (Oct 2021) |
| Tax Bill | $4,274 (2025) |
| Deeds & Mortgages | Aug 2025 Line of Credit Oct 2021 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | BIDD M:39 L:261 |
| Primary APN | BIDD M:39 L:261 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 1,627 sqft Living Area |
| Gross Area | 2,760 sqft |
| 1st Floor Area | 904 sqft |
| Basement Area | 832 sqft |
| Unfinished Basement | 832 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,485 sqft (0.08 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Account Number | 392610000 |
|---|---|
| Street Address | 8 CROSS ST |
| City | BIDDEFORD |
| State | ME |
| Zip | 04005-2710 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R2 |
| Legal Lot Number | 261 |
| Jurisdiction | BIDDEFORD ME |
| Township / Civil Division | BIDDEFORD |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 25206 |
8 Cross St, a duplex, is owned by an individual who bought it in October 2021.
Source: York County and Biddeford City records, as of October 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 280 GUINEA RD, BIDDEFORD, ME 04005-9103 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 5, 2025 | Deed of Trust, Mortgage · Line of Credit BANGOR SAVINGS BANK |
| Oct 13, 2021 | Warranty Deed, Transfer · FHA Mortgage BANGOR SAVINGS BANK |
| Sep 29, 2020 | Warranty Deed, Transfer · Stand-Alone First Mortgage BANGOR SAVINGS BANK |
| Aug 30, 2019 | Deed of Trust, Mortgage · Line of Credit KEYBANK USA |
| Oct 6, 2017 | Deed of Trust, Mortgage TOWN & CNTRY CU |
| Sep 1, 2017 | Quit Claim Deed, Transfer 'AMBOISE KEVIN D |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 13, 2021 · Amount on File |
| Deed Sale | Oct 13, 2021 · Amount on File |
| Prior Sale | Sep 29, 2020 · Amount on File |
| Deed Document Number | 202160016 |
| Deed Book / Page | 18835 / 470 |
| Transfer Doc | 0175520841 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BIDDEFORD ME |
| Property Address | 8 CROSS ST, BIDDEFORD, ME 04005-2710 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0197120382 |
|---|---|
| Date | Aug 5, 2025 |
| Book Page | 19712/382 |
| Instrument | 2025026002 |
| Name | BANGOR SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BIDDEFORD ME |
| Recording Date | Oct 13, 2021 |
| Property Address | 8 CROSS ST, BIDDEFORD, ME 04005-2710 |
| Document Number | 0188350470 |
| Book / Page | 18835 / 470 |
| Instrument Date | Oct 13, 2021 |
| Instrument | 2021060016 |
| Transaction Type | Transfer |
| Record Updated | Feb 3, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Venture |
| Address | 1783 BROADWAY, S PORTLAND, ME 04106-3305 |
| Document Number | 2021060017 |
|---|---|
| Date | Oct 13, 2021 |
| Instrument | 2021060017 |
| Name | BANGOR SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BIDDEFORD ME |
| Recording Date | Sep 29, 2020 |
| Property Address | 8 CROSS ST, BIDDEFORD, ME 04005-2710 |
| Document Number | 0183940660 |
| Book / Page | 18394 / 660 |
| Instrument Date | Sep 29, 2020 |
| Instrument | 2020048434 |
| Transaction Type | Transfer |
| Record Updated | Feb 3, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 49 OBRION ST APT 3, 3, PORTLAND, ME 04101-4494 |
| Document Number | 2020048435 |
|---|---|
| Date | Sep 29, 2020 |
| Instrument | 2020048435 |
| Name | BANGOR SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BIDDEFORD ME |
| Property Address | 8 CROSS ST, BIDDEFORD, ME 04005-2710 |
| Document Number | 0180500063 |
| Instrument Date | Aug 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 8 CROSS ST #1 BIDDEFORD ME 040052710, 1, BIDDEFORD, ME 04005-2710 |
| Document Number | 0180500063 |
|---|---|
| Date | Sep 19, 2019 |
| Book Page | 018050/000063 |
| Instrument | 39750 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | BROOKLYN, OH 44144 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 18, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BIDDEFORD ME |
| Property Address | 8 CROSS ST, BIDDEFORD, ME 04005-2710 |
| Document Number | 0175800079 |
| Book / Page | 017580 / 000079 |
| Instrument Date | Oct 6, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 13, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 8 CROSS ST BIDDEFORD ME 040052710, BIDDEFORD, ME 04005-2710 |
| Document Number | 0175800079 |
|---|---|
| Date | Oct 12, 2017 |
| Book Page | 017580/000079 |
| Instrument | 43503 |
| Name | TOWN & CNTRY CU |
|---|---|
| Type | Credit Union |
| Address | SOUTH PORTLAND, ME 04116-9420 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Oct 11, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BIDDEFORD ME |
| Recording Date | Sep 1, 2017 |
| Property Address | 8 CROSS ST, BIDDEFORD, ME 04005-2710 |
| Document Number | 0175520841 |
| Book / Page | 017552 / 000841 |
| Instrument Date | Aug 30, 2017 |
| Instrument | 37676 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 206 PINE HILL RD CAPE NEDDICK ME 039027478, CAPE NEDDICK, ME 03902-7478 |
| Document Number | 175520844 |
|---|---|
| Date | Sep 1, 2017 |
| Book Page | 017552/000844 |
| Instrument | 37677 |
| Name | 'AMBOISE KEVIN D |
|---|
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 8 Cross St was $4,274, up 6.2% from the year before.
Source: York County and Biddeford City assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | York County |
| Municipality | Biddeford City |
| Unified School District | Biddeford (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,274.00 (+6.16%) | $286,100 (+1.06%) Land $115,800 Building $170,300 |
| 2024 | $4,026.00 (+9.37%) | $283,100 (+0.89%) Land $115,800 Building $167,300 |
| 2023 | $3,681.00 (+21.93%) | $280,600 (+52.5%) Land $115,800 Building $164,800 |
| 2022 | $3,019.00 | $184,000 Land $57,800 Building $126,200 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 8 Cross St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 16, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 8 Cross St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Aug 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures