8 Creekside Cir, Apt B, Elgin, IL 60123 Property Records

Kane County property record for 8 Creekside Cir, Apt B, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	2 bd · 992 sqft · built 1986
Owner	Individual Name on File
Last Sale	$83,500 (Jul 2021)
Tax Bill	$4,299 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-32-400-129`

Property Details

APN / Parcel Number

Primary APN	`03-32-400-129`

Interior

Bedrooms	2 Beds
Total Rooms	5 Rooms
Stories	1 Story
Building Area	992 sqft Living Area
Gross Area	1,224 sqft
1st Floor Area	992 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Garage Type	Attached
Garage Area	232 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	8 CREEKSIDE CIR, B
City	ELGIN
State	IL
Zip	60123-1129
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CENTURY OAKS WEST ; LOT O BUILDING 11 12.25% SUBDIVISION: CENTURY OAKS WEST RANGE CODE: 8 E TWSHP 42N
Legal Subdivision	CENTURY OAKS WEST
Legal Block	3
Legal Lot Number	O
Jurisdiction	KANE IL
Township / Civil Division	DUNDEE
Census Block Group	3
Census Block	3049
Census Tract	850600

Owner

8 Creekside Cir, Apt B is owned and occupied by an individual who bought it in July 2021.

Source: Kane County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	8 CREEKSIDE CIR, B, ELGIN, IL 60123-1129
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2021 · Amount on File
Deed Sale	Jul 13, 2021 · Amount on File
Prior Sale	Jul 9, 2014 · Amount on File
Deed Document Number	202153625
Prior Transfer Date	Feb 25, 2005
Prior Transfer Doc	0000023825
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jul 13, 2021
Property Address	8 CREEKSIDE CIR APT B, B, ELGIN, IL 60123-1129
Document Number	0000053625
Map Reference	DOC 1765320
Instrument Date	Jun 29, 2021
Instrument	2021K053625
Transaction Type	Transfer
Record Updated	Sep 15, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Tax	$83.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 CREEKSIDE CIR APT B, B, ELGIN, IL 60123-1129

Mortgage

Document Number	0000053626
Date	Jul 13, 2021
Instrument	2021K053626

Lender

Name	EMERALD MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.5%

Tax Assessment & Valuation

The 2025 property tax bill for 8 Creekside Cir, Apt B was $4,299 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Dundee Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,299.00 Homeowner's exemption	$61,562 (+9.42%) Land $9,160 Building $52,402	$184,760 (+9.42%) Land $27,491 Building $157,269
2024		$56,262 Land $8,371 Building $47,891	$168,854 Land $25,123 Building $143,730
2022	$3,588.00 (+4.24%) Homeowner's exemption	$45,043 (+5.91%) Land $7,532 Building $37,511	$135,129 (+5.91%) Land $22,596 Building $112,533
2021	$3,442.00 Homeowner's exemption	$42,530 Land $7,112 Building $35,418	$127,590 Land $21,336 Building $106,254

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8 Creekside Cir, Apt B in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2002.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2002–2007)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2007 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 8 Creekside Cir, Apt B has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Fox Valley Internet.

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