8 Cove Hill Rd, Niantic, CT 06357 Property Records

East Lyme Town property record for 8 Cove Hill Rd, Niantic, CT 06357

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,444 sqft · built 2024
Lot Size5.32 acres (232,100 sqft)
Owner2 Individual Names on Record
Last Sale$195,000 (Oct 2022)
Tax Bill$19,693 (2025)
Deeds & MortgagesJul 2024 Refinance
Oct 2022 Sale
Flood ZoneZone X (minimal risk)
APNELYM M:022.3 B:00010 L:00000

Property Details

APN / Parcel Number

Primary APNELYM M:022.3 B:00010 L:00000
Alternative APN
  • 3081

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths2 Half Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area3,444 sqft Living Area
Gross Area7,963 sqft
Basement Area1,914 sqft
Unfinished Basement1,914 sqft

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Roof TypeGable
Roof MaterialAsphalt
Lot Area232,100 sqft (5.32 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number3081
Street Address8 COVE HILL RD
CityNIANTIC
StateCT
Zip06357-1959
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR120
Legal Block10
JurisdictionEAST LYME CT
Township / Civil DivisionEAST LYME
Census Block Group1
Census Block1010
Census Tract870701

Owner

Source: East Lyme Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address65 E PATTAGANSETT RD, NIANTIC, CT 06357-2324
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 15, 2024Deed of Trust, Mortgage · Stand-Alone Refinance
CHELSEA GROTON BANK
Oct 7, 2022Warranty Deed, Transfer
NONE AVILABALE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 7, 2022 · Amount on Record
Deed SaleOct 7, 2022 · Amount on Record
Deed Document Number20222861
Deed Book / Page1088 / 311
Record UpdatedSep 20, 2026

July 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEAST LYME CT
Property Address8 COVE HILL RD, NIANTIC, CT 06357-1959
Transaction TypeMortgage
Record UpdatedJul 15, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001112-366
DateJul 15, 2024
Book Page1112/366
Instrument1475
Lender
NameCHELSEA GROTON BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term373 Months
DueAug 1, 2055

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEAST LYME CT
Recording DateOct 7, 2022
Property Address8 COVE HILL RD, NIANTIC, CT 06357-1959
Document Number001088-311
Book / Page1088 / 311
Instrument DateOct 5, 2022
Instrument2861
Transaction TypeTransfer
Record UpdatedJul 15, 2025
Title CompanyNONE AVILABALE

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address65 E PATTAGANSETT RD, NIANTIC, CT 06357-2324

Tax Assessment & Valuation

Source: East Lyme Town assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateConnecticut
County SubdivisionEast Lyme Town
Unified School DistrictEast Lyme School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$19,693.00$703,080 (+608.82%) Land $99,190 Building $603,890$492,156 Land $69,433 Building $422,723
2024$19,693.00 (+697.93%)
2023$2,468.00 (+4.36%)$99,190 (-) Land $99,190
2022$2,365.00$99,190 Land $99,190

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
2,000 / 2,000
Breezeline
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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