8 Congress St, Clayton, NC 27527 Property Records

Johnston County property record for 8 Congress St, Clayton, NC 27527

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,759 sqft · built 2014
Lot Size0.11 acres (4,792 sqft)
OwnerIndividual Name on Record
Last Sale$545,000 (Dec 2023)
Tax Bill$3,346 (2026)
Deeds & MortgagesDec 2023 Sale & Mortgage
Feb 2023 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN16K05081A

Property Details

APN / Parcel Number

Primary APN16K05081A
Alternative APNs
  • 2000183293
  • 2000266213

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,759 sqft Living Area
Gross Area4,217 sqft
1st Floor Area1,829 sqft
AtticAttic
Attic Area516 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Exterior MaterialFiber Cement Siding
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area4,792 sqft (0.11 acres)
Garage TypeMixed
Garage Area525 sqft
Parking Spaces2 Parking Spaces
PorchScreened Porch
Porch Area321 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number2000266213
Street Address8 CONGRESS ST
CityCLAYTON
StateNC
Zip27527-5490
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionLOT 14 CHATHAM PH 2 @ FLOWERS PLANTATION 80/351
Legal Phase2
Legal Lot Number14
JurisdictionJOHNSTON NC
Township / Civil DivisionWILDERS
Census Block Group3
Census Block3024
Census Tract40207

Owner

Source: Johnston County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address8 CONGRESS ST, CLAYTON, NC 27527-5490
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 14, 2023Warranty Deed, Transfer · Conventional Mortgage
FIRST CITIZENS BANK & TRUST CO
Feb 8, 2023Deed of Trust, Mortgage · Line of Credit
REGIONS BANK
Aug 12, 2020Deed of Trust, Mortgage · Conventional Mortgage
PROSPERITY HOME MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 14, 2023 · Amount on Record
Deed SaleDec 14, 2023 · Amount on Record
Prior SaleFeb 26, 2015 · Amount on Record
Deed Document Number202339056
Deed Book / Page6590 / 895
Record UpdatedOct 29, 2026

December 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJOHNSTON NC
Recording DateDec 14, 2023
Property Address8 CONGRESS ST, CLAYTON, NC 27527-5490
Document Number0000039056
Book / Page6590 / 895
Map ReferenceMB 80 PG 350&351
Instrument DateOct 24, 2023
Instrument2023039056
Transaction TypeTransfer
Record UpdatedDec 28, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,090.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address900 S STADIUM RD RDN 415, 415, COLUMBIA, SC 29201-5404

Transferred To (Grantee/Buyer)

NameVerified Name
Address8 CONGRESS ST, CLAYTON, NC 27527-5490

Mortgage

Document Number0000039057
DateDec 14, 2023
Instrument2023039057
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2054

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJOHNSTON NC
Property Address8 CONGRESS ST, CLAYTON, NC 27527-5490
Transaction TypeMortgage
Record UpdatedFeb 16, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address8 CONGRESS ST, CLAYTON, NC 27527-5490

Mortgage

Document Number0000003396
DateFeb 8, 2023
Book Page6418/588
Instrument2023003396
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35244
Agreement
TypeLine of Credit
AmountAmount Recorded
Term342 Months
DueAug 2, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJOHNSTON NC
Property Address8 CONGRESS ST, CLAYTON, NC 27527-5490
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000673160
DateAug 12, 2020
Book Page5670/161
Instrument2020673160
Lender
NamePROSPERITY HOME MORTGAGE LLC
TypeMortgage Company
AddressCHANTILLY, VA 20151
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

Tax Assessment & Valuation

Source: Johnston County assessment roll, as of September 24, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyJohnston County
Unified School DistrictJohnston County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,346.00 (+17.61%)$535,480 (+52.44%) Land $65,000 Building $470,480$535,480 (+52.44%) Land $65,000 Building $470,480
2023$2,845.00$351,280 Land $50,000 Building $301,280$351,280 Land $50,000 Building $301,280

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Nearby Flood Policies13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFLOWERS PLANTATION
private · serves 12,809 people · EPA ID NC0351195
Water SourcePurchased surface water from JOHNSTON CO-WEST
Last State InspectionApr 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Brightspeed
Fiber
1,000 / 1,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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