8 Colgate Ave, Villas, NJ 08251 Property Records

Cape May County and Middle Township property record for 8 Colgate Ave, Villas, NJ 08251

Property Summary

Property Type	Single Family Home
Details	1,272 sqft · built 2006
Lot Size	0.12 acres (5,225 sqft)
Owner	2 Individual Names on File
Last Sale	$220,000 (May 2010)
Tax Bill	$4,674 (2024)
Deeds & Mortgages	Oct 2015 Mortgage
Flood Zone	Zone AE (high risk)
APN	`06-00391-0000-00007`

Property Details

APN / Parcel Number

Primary APN	`06-00391-0000-00007`
Alternative APNs	`0600391000100020` `00017930`

Interior

Stories	1 Story
Building Area	1,272 sqft Living Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Construction Type	Frame
Lot Area	5,225 sqft (0.12 acres)
Lot Dimensions	95 ft deep x 55 ft wide

Location & Zoning

Account Number	00017930
Street Address	8 COLGATE AVE
City	VILLAS
State	NJ
Zip	08251-3509
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VR
Legal Block	391
Legal Lot Number	7
Jurisdiction	CAPE MAY NJ
Township / Civil Division	MIDDLE
Census Block Group	1
Census Block	1002
Census Tract	22102

Owner

8 Colgate Ave is owned and occupied by two individuals who bought it in May 2010.

Source: Cape May County and Middle Township records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8 COLGATE AVE, VILLAS, NJ 08251-3509
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 2010 · Amount on File
Deed Sale	May 14, 2010 · Amount on File
Prior Sale	Sep 23, 2005 · Amount on File
Deed Document Number	201054
Deed Book / Page	3417 / 667
Record Updated	Oct 29, 2026

October 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE MAY NJ
Property Address	8 COLGATE AVE, VILLAS, NJ 08251-3509
Document Number	0009460972
Instrument Date	Oct 26, 2015
Transaction Type	Mortgage
Record Updated	Dec 3, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 COLGATE AVE DEL HAVEN NJ 082513509, DEL HAVEN, NJ 08251-3509

Mortgage

Document Number	0009460972
Date	Oct 26, 2020
Book Page	000946/000972
Instrument	37050

Lender

Name	CREST SVGS BK
Address	WILDWOOD, NJ 08260

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Oct 25, 2030

Tax Assessment & Valuation

Source: Cape May County and Middle Township assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Cape May County
County Subdivision	Middle Township
Unified School District	Middle Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$210,300 (-) Land $94,200 Building $116,100	$210,300 (-) Land $94,200 Building $116,100
2025		$210,300 Land $94,200 Building $116,100	$210,300 Land $94,200 Building $116,100
2024	$4,674.00
2023		$210,300 Land $94,200 Building $116,100	$210,300 Land $94,200 Building $116,100
2022	$4,418.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8 Colgate Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 78 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	78 in force
Nearby Flood Claims	36 (1979–2021)
Claims Outside the SFHA	9 of 36
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims Hurricane Sandy, Oct 2012 · 10 claims Hurricane Irene, Aug 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8 Colgate Ave is moderate, ranking above 45% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 64% of New Jersey
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - CAPE MAY COURT HOUSE private · serves 5,625 people · EPA ID NJ0506010
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 497 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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