8 Colby Rd, Ipswich, MA 01938 Property Records

Essex County and Ipswich Town property record for 8 Colby Rd, Ipswich, MA 01938

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 2,228 sqft · built 2024
Lot Size0.193 acres (8,276 sqft)
OwnerIndividual Name on File
Last Sale$605,000 (May 2021)
Tax Bill$14,725 (2026)
Deeds & MortgagesDec 2023 Refinance
Sep 2024 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APNIPSW M:15D B:0036 L:0

Property Details

APN / Parcel Number

Primary APNIPSW M:15D B:0036 L:0
Alternative APN
  • 298

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area2,228 sqft Living Area
Gross Area4,172 sqft
Basement Area836 sqft
Unfinished Basement836 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Architectural StyleOther
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,276 sqft (0.193 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number298
Street Address8 COLBY RD
CityIPSWICH
StateMA
Zip01938-2855
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRRB
Legal Block36
JurisdictionIPSWICH MA
Township / Civil DivisionIPSWICH
Census Block Group2
Census Block2009
Census Tract223100

Owner

8 Colby Rd is owned and occupied by an individual who bought it in May 2021.

Source: Essex County and Ipswich Town records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address8 COLBY RD, IPSWICH, MA 01938-2855
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 15, 2023Deed of Trust, Mortgage · Stand-Alone Refinance
MERRIMACK VALLEY FCU
Sep 23, 2024Deed of Trust, Mortgage · Line of Credit
INSTITUTION FOR SAVINGS NEWBURYPORT
May 7, 2021Quit Claim Deed, Transfer · Stand-Alone First Mortgage
INSTITUTION FOR SAVINGS NEWBURYPORT
Apr 27, 2021Correction Deed

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 7, 2021 · Amount on File
Deed SaleMay 7, 2021 · Amount on File
Prior SaleMay 26, 2004 · Amount on File
Deed Book / Page39854 / 390
Record UpdatedOct 29, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionIPSWICH MA
Property Address8 COLBY RD, IPSWICH, MA 01938-2855
Transaction TypeMortgage
Record UpdatedJan 21, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number041911-493
DateDec 15, 2023
Book Page41911/493
Instrument20231215005210
Lender
NameMERRIMACK VALLEY FCU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term301 Months
DueJan 1, 2049

September 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionIPSWICH MA
Property Address8 COLBY RD, IPSWICH, MA 01938-2855
Transaction TypeMortgage
Record UpdatedJan 21, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number042336-495
DateSep 23, 2024
Book Page42336/495
Instrument20240923000470
Lender
NameINSTITUTION FOR SAVINGS NEWBURYPORT
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

May 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionIPSWICH MA
Recording DateMay 7, 2021
Property Address8 COLBY RD, IPSWICH, MA 01938-2855
Document Number039854-390
Book / Page39854 / 390
Instrument DateMay 7, 2021
Transaction TypeTransfer
Record UpdatedJan 21, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address8 COLBY RD, IPSWICH, MA 01938-2855
InvestorPossibly a Property Investor

Mortgage

Document Number0039854392
DateMay 7, 2021
Instrument39854/392
Lender
NameINSTITUTION FOR SAVINGS NEWBURYPORT
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

April 2021: Correction Deed

Document TypeCorrection Deed
JurisdictionIPSWICH MA
Recording DateApr 27, 2021
Property Address8 COLBY RD, IPSWICH, MA 01938-2855
Document Number39809-537
Book / Page39809 / 537
Instrument DateNov 25, 2020
Instrument20210427003100
Record UpdatedMay 14, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8 COLBY RD, IPSWICH, MA 01938-2855

Tax Assessment & Valuation

The 2026 property tax bill for 8 Colby Rd was $14,725, up 2.3% from the year before.

Source: Essex County and Ipswich Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionIpswich Town
Unified School DistrictIpswich School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$14,725.00 (+2.32%)$1,366,000 (+5.83%) Land $755,200 Building $610,800$995,236 (-7.58%)
2025$14,391.00 (+79.69%)$1,290,700 (+83.39%) Land $724,900 Building $565,800$1,076,920
2024$8,009.00 (+12.25%)$703,800 (+20.64%) Land $544,700 Building $159,100
2023$7,135.00$583,400 Land $429,200 Building $154,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8 Colby Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 18 policies
Nearby Flood Policies18 in force
Nearby Flood Claims13 (1978–2018)
Claims Outside the SFHA4 of 13
Most Recent ClaimJan 2018 · other causes
Claims by Event
  • Coastal Storm, Oct 1991 · 4 claims
  • Coastal Storms, Flood, Ice & Snow, Feb 1978 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8 Colby Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIPSWICH DPU WATER DEPT
serves 13,138 people · EPA ID MA3144000
Water SourceSurface water
Last State InspectionJul 2024
Lead10 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880
AT&T
Fixed Wireless
100 / 20

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