8 Cobblestone St, Cumberland, RI 02864 Property Records

Cumberland Town property record for 8 Cobblestone St, Cumberland, RI 02864

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,890 sqft · built 1991
Lot Size	0.575 acres (25,047 sqft)
Owner	Individual Name on Record
Last Sale	$662,500 (May 2026)
Tax Bill	$6,101 (2026)
Deeds & Mortgages	Oct 2023 Refinance May 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-5771-07`

Property Details

APN / Parcel Number

Primary APN	`13-5771-07`
Alternative APN	`CUMB M:048 B:0033 L:000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,890 sqft Living Area
Gross Area	2,988 sqft
1st Floor Area	954 sqft
Basement Area	954 sqft
Unfinished Basement	954 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	25,047 sqft (0.575 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	13-5771-07
Street Address	8 COBBLESTONE ST
City	CUMBERLAND
State	RI
Zip	02864-1639
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	100
Legal Block	33
Jurisdiction	CUMBERLAND RI
Township / Civil Division	CUMBERLAND
Census Block Group	1
Census Block	1017
Census Tract	11402

Owner

Source: Cumberland Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8 COBBLESTONE ST, CUMBERLAND, RI 02864-1639
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK
May 22, 2026	Deed, Transfer · Conventional Mortgage WASHINGTON TRUST COMPANY
Dec 14, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2026 · Amount on Record
Deed Sale	May 22, 2026 · Amount on Record
Deed Book / Page	2030 / 799
Prior Transfer Date	Dec 11, 2023
Prior Transfer Doc	001969-417
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND RI
Property Address	8 COBBLESTONE ST, CUMBERLAND, RI 02864-1639
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001965-298
Date	Oct 5, 2023
Book Page	1965/298
Instrument	140900

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CUMBERLAND RI
Recording Date	May 22, 2026
Property Address	8 COBBLESTONE ST, CUMBERLAND, RI 02864-1639
Document Number	02030-0799
Book / Page	2030 / 799
Instrument Date	May 21, 2026
Instrument	2026155108
Transaction Type	Transfer
Record Updated	Jun 22, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 COBBLESTONE ST, CUMBERLAND, RI 02864-1639

Mortgage

Date	May 22, 2026

Lender

Name	WASHINGTON TRUST COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND RI
Recording Date	Dec 14, 2023
Property Address	8 COBBLESTONE ST, CUMBERLAND, RI 02864-1639
Document Number	001969-417
Book / Page	1969 / 417
Instrument Date	Dec 11, 2023
Instrument	141976
Transaction Type	Transfer
Record Updated	Dec 28, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	8 COBBLESTONE ST, CUMBERLAND, RI 02864-1639

Tax Assessment & Valuation

Source: Cumberland Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Cumberland Town
Unified School District	Cumberland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,101.00 (+2.49%)	$609,500 (+25.62%) Land $281,200 Building $328,300	$641,408
2025	$5,953.00 (+5.59%)	$485,200 (-) Land $203,300 Building $281,900
2023	$5,638.00 (+2.6%)	$485,200 (+32.35%) Land $203,300 Building $281,900
2022	$5,495.00	$366,600 Land $146,500 Building $220,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CUMBERLAND serves 21,235 people · EPA ID RI1647530
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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