8 Clover Ln, Lafayette, CA 94549 Property Records

Contra Costa County property record for 8 Clover Ln, Lafayette, CA 94549

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,937 sqft · built 1939
Lot Size	1.6 acres (69,696 sqft)
Owner	2 Individual Names on Record
Tax Bill	$15,146 (2025)
Deeds & Mortgages	Jan 2018 Mortgage May 2019 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`251-020-037-7`

Property Details

APN / Parcel Number

Primary APN	`251-020-037-7`
Alternative APN	`251-020-037`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,937 sqft Living Area
1st Floor Area	2,937 sqft

Exterior

Year Built	Built 1939
Effective Year Built	Effective 2000
Lot Area	69,696 sqft
Garage Type	Attached
Garage Area	708 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	8 CLOVER LN
City	LAFAYETTE
State	CA
Zip	94549-3361
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	POR RO ACALANES
Legal Subdivision	RANCHO ACALANES
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1003
Census Tract	353002

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8 CLOVER LN, LAFAYETTE, CA 94549-3361
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2018	Deed of Trust, Mortgage · ARM PNC MORTGAGE LLC
May 10, 2019	Deed of Trust, Mortgage · ARM PNC BANK NA
Dec 5, 2019	Deed of Trust, Mortgage · Line of Credit FREMONT BANK
Oct 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Mar 24, 2022	Deed of Trust, Mortgage · Line of Credit FREMONT BANK
Sep 23, 2020	Loan Modification, Mortgage · Line of Credit FREMONT BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 8, 2010
Transfer Doc	0000076261
Record Updated	Sep 20, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	8 CLOVER LN, LAFAYETTE, CA 94549-3361
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012568
Date	Jan 26, 2018
Instrument	2018-012568

Lender

Name	PNC MORTGAGE LLC
Type	Lending Institution
Address	MIAMISBURG, OH 45342

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Feb 1, 2028
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	8.75%
Index	1-Year LIBOR
Max Rate	8.75%

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	8 CLOVER LN, LAFAYETTE, CA 94549-3361
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000067205
Date	May 10, 2019
Instrument	2019-067205

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Jun 1, 2026
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	8.37%
Index	1-Year LIBOR
Max Rate	8.37%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	8 CLOVER LN, LAFAYETTE, CA 94549-3361
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000218065
Date	Dec 5, 2019
Instrument	2019-218065

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 2, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	8 CLOVER LN, LAFAYETTE, CA 94549-3361
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 CLOVER LN, LAFAYETTE, CA 94549-3361

Mortgage

Document Number	0000239047
Date	Oct 15, 2020
Instrument	2020-239047

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	8 CLOVER LN, LAFAYETTE, CA 94549-3361
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 CLOVER LN, LAFAYETTE, CA 94549-3361

Mortgage

Document Number	0000051743
Date	Mar 24, 2022
Instrument	2022-051743

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 20, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CONTRA COSTA CA
Property Address	8 CLOVER LN, LAFAYETTE, CA 94549-3361
Document Number	0000239048
Instrument Date	Sep 23, 2020
Transaction Type	Mortgage
Record Updated	Nov 10, 2020
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	8 CLOVER LN LAFAYETTE CA 945493361, LAFAYETTE, CA 94549-3361

Mortgage

Document Number	0000239048
Date	Oct 15, 2020
Instrument	239048

Lender

Name	FREMONT BK
Type	Bank
Address	HAYWARD, CA 94545

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Lafayette City
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Lafayette Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,290,439 (+2%) Land $758,767 Building $531,672
2025	$15,146.00 (+3.33%)	$1,265,138 (+4.04%) Land $743,890 Building $521,248
2023	$14,658.00 (+1.58%)	$1,216,012 Land $715,004 Building $501,008
2022	$14,430.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	10 (1978–2001)
Claims Outside the SFHA	7 of 10
Most Recent Claim	Mar 2001 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 2 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 2 claims Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25

May also be available: AT&T, Etheric Networks, Verizon.

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