8 Clough St, Lynn, MA 01902 Property Records

Essex County and Lynn City property record for 8 Clough St, Lynn, MA 01902

Property Summary

Property Type	Duplex
Details	4 bd · 3 ba · 1,806 sqft · built 1900
Lot Size	0.094 acres (4,112 sqft)
Owner	2 Individual Names on File
Last Sale	$242,000 (Sep 2001)
Tax Bill	$7,376 (2025)
Deeds & Mortgages	Jun 2022 Refinance Jun 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`B:085 L:487 S:004`

Property Details

APN / Parcel Number

Primary APN	`B:085 L:487 S:004`
Alternative APN	`LYNN M:085 B:487 L:004`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,806 sqft Living Area
Gross Area	2,892 sqft
Basement Area	917 sqft
Unfinished Basement	917 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1964
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Mansard
Roof Material	Asphalt
Lot Area	4,112 sqft (0.094 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	8 CLOUGH ST
City	LYNN
State	MA
Zip	01902-2610
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R1
Legal Block	487
Legal Lot Number	4
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	3
Census Block	3011
Census Tract	205200

Owner

8 Clough St, a duplex, is owned and occupied by two individuals who bought it in September 2001.

Source: Essex County and Lynn City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8 CLOUGH ST, LYNN, MA 01902-2610
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance A & D MORTGAGE LLC
Jun 5, 2018	Deed of Trust, Mortgage DIGITAL FCU
Feb 8, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2001 · Amount on File
Deed Sale	Sep 25, 2001 · Amount on File
Prior Sale	Jun 15, 1999 · Amount on File
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	8 CLOUGH ST, LYNN, MA 01902-2610
Transaction Type	Mortgage
Record Updated	Jul 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041024-235
Date	Jun 24, 2022
Book Page	41024/235
Instrument	20220624003030

Lender

Name	A & D MORTGAGE LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	8 CLOUGH ST, LYNN, MA 01902-2610
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36766-112
Date	Jun 5, 2018
Book Page	36766/112
Instrument	180605003270

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Amount	Amount on Record
Term	120 Months
Due	Jun 1, 2028

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	8 CLOUGH ST, LYNN, MA 01902-2610
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37318-410
Date	Feb 8, 2019
Book Page	37318/410
Instrument	20190208000210

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 8 Clough St was $7,376, up 5.2% from the year before.

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,376.00 (+5.24%)	$711,945 (+6.96%) Land $196,600 Building $515,345	$725,924
2024	$7,009.00 (-0.03%)	$665,600 (+5.85%) Land $187,200 Building $478,400
2023	$7,011.00	$628,800 Land $182,500 Building $446,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8 Clough St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 8 Clough St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 992 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Starry.

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