8 Chippewa St, Hubbardston, MA 01452 Property Records

Worcester County and Hubbardston Town property record for 8 Chippewa St, Hubbardston, MA 01452

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,636 sqft · built 2004
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$435,000 (Dec 2021)
Tax Bill	$5,285 (2026)
Deeds & Mortgages	Mar 2021 Refinance Sep 2023 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`HUBB M:012W L:0464`

Property Details

APN / Parcel Number

Primary APN	`HUBB M:012W L:0464`
Alternative APN	`M:012W B:0000 L:00464`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,636 sqft Living Area
Gross Area	4,368 sqft
Basement Area	1,328 sqft
Unfinished Basement	1,328 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	8 CHIPPEWA ST
City	HUBBARDSTON
State	MA
Zip	01452-1550
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	464
Jurisdiction	HUBBARDSTON MA
Township / Civil Division	HUBBARDSTON
Census Block Group	2
Census Block	2016
Census Tract	706100

Owner

Source: Worcester County and Hubbardston Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8 CHIPPEWA ST, HUBBARDSTON, MA 01452-1550
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC
Sep 5, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance FIDELITY COOPERATIVE BANK
Dec 3, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage FIDELITY COOPERATIVE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 2021 · Amount on Record
Deed Sale	Dec 3, 2021 · Amount on Record
Prior Sale	Feb 17, 2016 · Amount on Record
Deed Book / Page	66665 / 360
Prior Transfer Date	Dec 2, 2021
Prior Transfer Doc	066665-360
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUBBARDSTON MA
Property Address	8 CHIPPEWA ST, HUBBARDSTON, MA 01452-1550
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	064593-344
Date	Mar 2, 2021
Book Page	64593/344
Instrument	29497

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Apr 1, 2046

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUBBARDSTON MA
Property Address	8 CHIPPEWA ST, HUBBARDSTON, MA 01452-1550
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	069604-304
Date	Sep 5, 2023
Book Page	69604/304
Instrument	73551

Lender

Name	FIDELITY COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	229 Months
Due	Oct 1, 2042

December 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HUBBARDSTON MA
Recording Date	Dec 3, 2021
Property Address	8 CHIPPEWA ST, HUBBARDSTON, MA 01452-1550
Document Number	066665-360
Book / Page	66665 / 360
Instrument Date	Dec 2, 2021
Instrument	169099
Transaction Type	Transfer
Record Updated	Dec 17, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	8 CHIPPEWA ST, HUBBARDSTON, MA 01452-1550

Mortgage

Document Number	0000169100
Date	Dec 3, 2021
Instrument	169100

Lender

Name	FIDELITY COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Hubbardston Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Hubbardston Town
Unified School District	Quabbin School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,285.00 (+2.28%)	$472,700 (+6.85%) Land $24,400 Building $448,300	$475,380 (-)
2025	$5,167.00 (+14.85%)	$442,400 (+28.12%) Land $24,400 Building $418,000	$475,380 (+3.58%)
2024			$458,945
2023	$4,499.00	$345,300 Land $20,400 Building $324,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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