8 Chester St, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 8 Chester St, Schenectady, NY 12304

Property Summary

Property Type	Duplex
Details	2 bd · 2 ba · 1,391 sqft · built 1950
Lot Size	0.293 acres (12,800 sqft)
Owner	2 Individual Names on File
Last Sale	$108,000 (Apr 2026)
Tax Bill	$6,921 (2026)
Deeds & Mortgages	Apr 2026 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`421500 60.47-1-47`

Property Details

APN / Parcel Number

Primary APN	`421500 60.47-1-47`
Alternative APN	`150006004700010470000000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,391 sqft Total Area
1st Floor Area	929 sqft
Upper Floors Area	462 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Exterior Material	Wood
Lot Area	12,800 sqft (0.293 acres)
Lot Dimensions	160 ft deep x 80 ft wide
Garage Type	Detached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	96 sqft
Patio Area	70 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	8 CHESTER ST
City	SCHENECTADY
State	NY
Zip	12304-2008
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	02 - SINGL
Legal Description	50 2 WOOD AND GARAGE
Legal Block	1
Legal Lot Number	47.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	2
Census Block	2008
Census Tract	21802

Owner

8 Chester St, a duplex, is owned by two individuals who bought it in April 2026.

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	210 DIVISION ST, SCHENECTADY, NY 12304-1108
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2026 · Amount on File
Deed Sale	Apr 24, 2026 · Amount on File
Deed Document Number	20269518
Deed Book / Page	2171 / 136
Prior Transfer Date	Mar 25, 2026
Prior Transfer Doc	0000009518
Record Updated	Oct 29, 2026

April 2026: Referee's Deed, Foreclosure

Document Type	Referee's Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Apr 24, 2026
Property Address	8 CHESTER ST, SCHENECTADY, NY 12304-2008
Document Number	0000009518
Book / Page	2171 / 136
Instrument Date	Mar 25, 2026
Instrument	20269518
Transaction Type	Foreclosure
Record Updated	Aug 28, 2026
Title Company	LEGACY TITLE SERVICES

Transaction

Amount	Amount on Record
Tax	$43,632.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Foreclosure Auction Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	210 DIVISION ST, SCHENECTADY, NY 12304-1108

Tax Assessment & Valuation

The 2026 property tax bill for 8 Chester St was $6,921, up 3% from the year before.

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,921.00 (+3.01%)
2025	$6,719.00	$118,700 Land $17,800 Building $100,900	$196,556 Land $29,475 Building $167,081
2023		$118,700 (-) Land $17,800 Building $100,900	$150,253 (+3.8%) Land $22,532 Building $127,721
2022		$118,700 Land $17,800 Building $100,900	$144,756 Land $21,707 Building $123,049
2021	$5,085.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8 Chester St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 8 Chester St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20