8 Chester Rd, Montclair, NJ 07043 Property Records

Essex County and Montclair Township property record for 8 Chester Rd, Montclair, NJ 07043

Property Summary

Property Type	Single Family Home
Details	2,584 sqft · built 1928
Lot Size	0.264 acres (11,505 sqft)
Owner	2 Individual Names on File
Last Sale	$475,000 (Dec 2012)
Tax Bill	$25,769 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Jul 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-04601-0000-00060`

Property Details

APN / Parcel Number

Primary APN	`13-04601-0000-00060`
Alternative APN	`130460100060`

Interior

Stories	2 Stories
Building Area	2,584 sqft Living Area

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Construction Type	Frame
Lot Area	11,505 sqft (0.264 acres)
Lot Dimensions	177 ft deep x 65 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	130460100060
Street Address	8 CHESTER RD
City	MONTCLAIR
State	NJ
Zip	07043-2412
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	65X177 IRR
Legal Block	4601
Legal Lot Number	60
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	1
Census Block	1001
Census Tract	16300

Owner

8 Chester Rd is owned and occupied by two individuals who bought it in December 2012.

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8 CHESTER RD, MONTCLAIR, NJ 07043-2412
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2023	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Jul 6, 2022	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Dec 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2012 · Amount on File
Deed Sale	Dec 20, 2012 · Amount on File
Prior Sale	Jun 22, 2012
Deed Document Number	2012106082
Deed Book / Page	12407 / 1369
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	8 CHESTER RD, MONTCLAIR, NJ 07043-2412
Transaction Type	Mortgage
Record Updated	Jul 18, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035905
Date	Jun 14, 2023
Instrument	2023035905

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	May 28, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	8 CHESTER RD, MONTCLAIR, NJ 07043-2412
Transaction Type	Mortgage
Record Updated	Aug 2, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000063471
Date	Jul 6, 2022
Instrument	2022063471

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 10, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	8 CHESTER RD, MONTCLAIR, NJ 07043-2412
Transaction Type	Mortgage
Record Updated	Jan 5, 2022
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000147348
Date	Dec 14, 2021
Instrument	2021147348

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	8 CHESTER RD, MONTCLAIR, NJ 07043-2412
Document Number	0000125823
Instrument Date	Dec 4, 2020
Transaction Type	Mortgage
Record Updated	Jan 20, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8 CHESTER RD MONTCLAIR NJ 070432412, MONTCLAIR, NJ 07043-2412

Mortgage

Document Number	0000125823
Date	Dec 15, 2020
Instrument	125823

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 14, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 8 Chester Rd was $25,769, up 3.3% from the year before.

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$732,900 (-) Land $367,800 Building $365,100	$732,900 (-) Land $367,800 Building $365,100
2025	$25,769.00 (+3.32%)	$732,900 Land $367,800 Building $365,100	$732,900 Land $367,800 Building $365,100
2024	$24,940.00
2023		$721,300 Land $367,800 Building $353,500	$721,300 Land $367,800 Building $353,500
2022	$23,716.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8 Chester Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	6 (2007–2023)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8 Chester Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile.

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