8 Cherry St, Nantucket, MA 02554 Property Records

Nantucket County and Nantucket Town property record for 8 Cherry St, Nantucket, MA 02554

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,472 sqft · built 1850
Lot Size	0.145 acres (6,307 sqft)
Owner	Company Name on Record
Last Sale	$900,000 (Dec 2017)
Tax Bill	$3,616 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Dec 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`NANT M:00055 P:00384`

Property Details

APN / Parcel Number

Primary APN	`NANT M:00055 P:00384`
Alternative APN	`3624`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,472 sqft Living Area
Gross Area	2,410 sqft
1st Floor Area	1,120 sqft
Attic	Attic
Attic Area	512 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1850
Effective Year Built	Effective 1850
Architectural Style	Historical
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,307 sqft (0.145 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	3624
Street Address	8 CHERRY ST
City	NANTUCKET
State	MA
Zip	02554-4012
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Jurisdiction	NANTUCKET MA
Township / Civil Division	NANTUCKET
Census Block Group	1
Census Block	1001
Census Tract	950201

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Nantucket Historic District listed 1966 · National Historic Landmark (designated 1966) · NRIS 66000772

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Nantucket County and Nantucket Town records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	71 COMMERCIAL ST, BOSTON, MA 02109-1320
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2020	Deed of Trust, Mortgage · ARM TD BANK NA
Dec 8, 2017	Quit Claim Deed, Transfer CAPE COD FIVE CENTS SAVINGS BANK
Jun 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage JENETTE GARCIA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 8, 2017 · Amount on Record
Deed Sale	Dec 8, 2017 · Amount on Record
Prior Sale	Apr 18, 2014 · Amount on Record
Deed Book / Page	1623 / 230
Transfer Doc	001623-230
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NANTUCKET MA
Property Address	8 CHERRY ST, NANTUCKET, MA 02554-4012
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1761-106
Date	Aug 27, 2020
Book Page	1761/106
Instrument	2071

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.88%
Type Change Date	Sep 1, 2027
Index	LIBOR

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NANTUCKET MA
Recording Date	Dec 8, 2017
Property Address	8 CHERRY ST, NANTUCKET, MA 02554-4012
Document Number	1623-230
Book / Page	1623 / 230
Instrument	3847
Transaction Type	Transfer
Record Updated	Jun 1, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$22.23
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 CHERRY ST, NANTUCKET, MA 02554-4012

Mortgage

Document Number	16230236
Date	Dec 8, 2017
Instrument	01623/0236

Lender

Name	CAPE COD FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	372 Months
Due	Dec 8, 2048

Interest

Rate	3.5%
Max Rate At Change	10.1%
Max Rate	2.75%

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NANTUCKET MA
Property Address	8 CHERRY ST, NANTUCKET, MA 02554-4012
Document Number	1596-181
Book / Page	001596 / 000181
Instrument Date	Jun 6, 2017
Transaction Type	Mortgage
Record Updated	Jul 11, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1596-181
Date	Jun 19, 2017
Book Page	001596/000181
Instrument	92

Lender

Name	JENETTE GARCIA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Nantucket County and Nantucket Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Nantucket County
County Subdivision	Nantucket Town
Unified School District	Nantucket School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,616.00 (+6.35%)	$1,102,400 (+1.48%) Land $485,700 Building $616,700
2024	$3,400.00 (+16.6%)	$1,086,300 (+19.58%) Land $485,700 Building $600,600
2023	$2,916.00	$908,400 Land $462,600 Building $445,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 7, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WANNACOMET WATER COMPANY serves 27,703 people · EPA ID MA4197000
Water Source	Groundwater
Last State Inspection	May 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	67 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: T-Mobile.

Nearby Properties on Cherry St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures