8 Charles St, Ashland, MA 01721 Property Records

Middlesex County and Ashland Town property record for 8 Charles St, Ashland, MA 01721

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,629 sqft · built 1945
Lot Size	1.25 acres (54,494 sqft)
Owner	2 Individual Names on Record
Last Sale	$600,000 (Oct 2022)
Tax Bill	$8,648 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Dec 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M:014/026.0-0020-0000.0`

Property Details

APN / Parcel Number

Primary APN	`M:014/026.0-0020-0000.0`
Alternative APN	`ASHL M:026.0 B:0020 L:0000.0`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,629 sqft Living Area
1st Floor Area	1,068 sqft
Basement Area	748 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1974
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	54,494 sqft (1.25 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	8 CHARLES ST
City	ASHLAND
State	MA
Zip	01721-2004
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	20
Jurisdiction	ASHLAND MA
Township / Civil Division	ASHLAND
Census Block Group	1
Census Block	1003
Census Tract	385203

Owner

Source: Middlesex County and Ashland Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8 CHARLES ST, ASHLAND, MA 01721-2004
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2022	Quit Claim Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Dec 10, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage QS LENDING T
Sep 18, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 2022 · Amount on Record
Deed Sale	Oct 19, 2022 · Amount on Record
Prior Sale	Dec 10, 2021 · Amount on Record
Deed Document Number	2022156002
Deed Book / Page	80843 / 114
Record Updated	Oct 29, 2026

October 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ASHLAND MA
Recording Date	Oct 19, 2022
Property Address	8 CHARLES ST, ASHLAND, MA 01721-2004
Document Number	080843-114
Book / Page	80843 / 114
Instrument Date	Oct 19, 2022
Instrument	156002
Transaction Type	Transfer
Record Updated	Nov 4, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	8 CHARLES ST, ASHLAND, MA 01721-2004

Mortgage

Document Number	0000156003
Date	Oct 19, 2022
Instrument	156003

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

December 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ASHLAND MA
Recording Date	Dec 10, 2021
Property Address	8 CHARLES ST, ASHLAND, MA 01721-2004
Document Number	079326-374
Book / Page	79326 / 374
Instrument Date	Dec 10, 2021
Instrument	267421
Transaction Type	Transfer
Record Updated	Dec 24, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 SHAKER RD STE D203, D203, SHIRLEY, MA 01464-2536

Mortgage

Document Number	0000267422
Date	Dec 10, 2021
Instrument	267422

Lender

Name	QS LENDING T

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ASHLAND MA
Recording Date	Sep 18, 2020
Property Address	8 CHARLES ST, ASHLAND, MA 01721-2004
Document Number	75653-320
Book / Page	075653 / 000320
Instrument Date	Sep 15, 2020
Instrument	165228
Transaction Type	Transfer
Record Updated	Oct 6, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$1,140.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 DAISLEY PL FRAMINGHAM MA 017027218, FRAMINGHAM, MA 01702-7218

Tax Assessment & Valuation

Source: Middlesex County and Ashland Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Ashland Town
Unified School District	Ashland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,648.00 (+2.29%)	$677,200 (+6.06%) Land $255,000 Building $422,200	$693,310 (+2.86%)
2024	$8,454.00 (+7.79%)	$638,500 (+12.1%) Land $255,000 Building $383,500	$674,025
2023	$7,843.00	$569,600 Land $243,300 Building $326,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 86% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ASHLAND WATER AND SEWER DEPT. serves 18,832 people · EPA ID MA3014000
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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