8 Charles Ct, Lodi, NJ 07644 Property Records

Bergen County and Lodi Borough property record for 8 Charles Ct, Lodi, NJ 07644

Property Summary

Property Type	Single Family Home
Details	1,608 sqft · built 1942
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$725,000 (Sep 2025)
Tax Bill	$10,875 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Nov 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`31-00277-0000-00019`

Property Details

APN / Parcel Number

Primary APN	`31-00277-0000-00019`
Alternative APNs	`310027700019` `502000`

Interior

Stories	2 Stories
Building Area	1,608 sqft Living Area

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Construction Type	Frame
Lot Area	7,405 sqft (0.17 acres)

Location & Zoning

Account Number	502000
Street Address	8 CHARLES CT
City	LODI
State	NJ
Zip	07644-3701
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	.17 AC
Legal Subdivision	GRANDVIEW COURT SEC #1
Legal Block	277
Legal Lot Number	19
Jurisdiction	BERGEN NJ
Township / Civil Division	LODI
Census Block Group	2
Census Block	2010
Census Tract	30100

Owner

8 Charles Ct is owned and occupied by an individual who bought it in September 2025.

Source: Bergen County and Lodi Borough records, as of June 29, 2026

Owner of Record	Individual Name on File
Mailing Address	8 CHARLES CT, LODI, NJ 07644-3701
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2025	Deed, Transfer · FHA Mortgage CORNERSTONE FIRST MORTGAGE INC
Nov 9, 2022	Correction Deed
Feb 15, 2022	Intrafamily Transfer, Transfer
Feb 22, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 11, 2025 · Amount on File
Deed Sale	Sep 11, 2025 · Amount on File
Deed Document Number	202562477
Deed Book / Page	5597 / 583
Prior Transfer Date	Sep 7, 2022
Prior Transfer Doc	0048570319
Record Updated	Sep 20, 2026

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Sep 11, 2025
Property Address	8 CHARLES CT, LODI, NJ 07644-3701
Document Number	0055970583
Book / Page	5597 / 583
Instrument Date	Aug 24, 2025
Instrument	2025062477
Transaction Type	Transfer
Record Updated	Sep 30, 2025
Title Company	SUNNYSIDE TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,510.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4 RIDGE RD, NUTLEY, NJ 07110-2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 CHARLES CT, LODI, NJ 07644-3701

Mortgage

Document Number	2025062478
Date	Sep 11, 2025
Instrument	2025062478

Lender

Name	CORNERSTONE FIRST MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

November 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	BERGEN NJ
Recording Date	Nov 9, 2022
Property Address	8 CHARLES CT, LODI, NJ 07644-3701
Document Number	0048570319
Book / Page	4857 / 319
Instrument Date	Sep 7, 2022
Instrument	2022106690
Record Updated	Dec 14, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4 RIDGE RD, NUTLEY, NJ 07110-2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 RIDGE RD, NUTLEY, NJ 07110-2026

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERGEN NJ
Recording Date	Feb 15, 2022
Property Address	8 CHARLES CT, LODI, NJ 07644-3701
Document Number	0045821845
Book / Page	4582 / 1845
Instrument Date	Jan 25, 2021
Instrument	2022020025
Transaction Type	Transfer
Record Updated	Apr 21, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 RIDGE RD, NUTLEY, NJ 07110-2026

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERGEN NJ
Recording Date	Feb 22, 2019
Property Address	8 CHARLES CT, LODI, NJ 07644-3701
Document Number	0031842087
Book / Page	003184 / 002087
Instrument Date	Nov 5, 2018
Instrument	12479
Transaction Type	Transfer
Record Updated	Mar 4, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	22 DAVIS HILL RD CHESTER NY 109182405, CHESTER, NY 10918-2405

Tax Assessment & Valuation

The 2025 property tax bill for 8 Charles Ct was $10,875, up 5.6% from the year before.

Source: Bergen County and Lodi Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Lodi Borough
Unified School District	Lodi Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$307,200 (-) Land $159,200 Building $148,000	$307,200 (-) Land $159,200 Building $148,000
2025	$10,875.00 (+5.61%)	$307,200 (-) Land $159,200 Building $148,000	$307,200 (-) Land $159,200 Building $148,000
2024	$10,297.00 (+2.33%)	$307,200 (-) Land $159,200 Building $148,000	$307,200 (-) Land $159,200 Building $148,000
2023	$10,063.00 (+0.36%)	$307,200 Land $159,200 Building $148,000	$307,200 Land $159,200 Building $148,000
2022	$10,027.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 8 Charles Ct in Zone X, an area of minimal flood risk, though there have been 40 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	40 (1978–2021)
Claims Outside the SFHA	13 of 40
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 8 Charles Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WC LODI WD serves 24,136 people · EPA ID NJ0231001
Water Source	Purchased surface water from PASSAIC VALLEY WATER COMMISSION
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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