8 Chapel Ct, Towaco, NJ 07082 Property Records

Morris County and Montville Township property record for 8 Chapel Ct, Towaco, NJ 07082

Property Summary

Property Type	Single Family Home
Details	2,440 sqft · built 1986
Lot Size	0.621 acres (27,051 sqft)
Owner	2 Individual Names on File
Last Sale	$740,000 (Oct 2021)
Tax Bill	$16,553 (2024)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-00031-0000-00026-21`

Property Details

APN / Parcel Number

Primary APN	`21-00031-0000-00026-21`
Alternative APN	`21000310000000260021`

Interior

Stories	2 Stories
Building Area	2,440 sqft Living Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Construction Type	Frame
Lot Area	27,051 sqft (0.621 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	8 CHAPEL CT
City	TOWACO
State	NJ
Zip	07082-1058
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R27A
Legal Subdivision	CEDAR HILL ESTATES
Legal Block	31
Legal Lot Number	26.21
Jurisdiction	MORRIS NJ
Township / Civil Division	MONTVILLE
Census Block Group	1
Census Block	1003
Census Tract	40801

Owner

8 Chapel Ct is owned and occupied by two individuals who bought it in October 2021.

Source: Morris County and Montville Township records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8 CHAPEL CT, TOWACO, NJ 07082-1058
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 2021 · Amount on File
Deed Sale	Oct 7, 2021 · Amount on File
Deed Document Number	202182975
Deed Book / Page	24238 / 1212
Record Updated	Oct 29, 2026

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MORRIS NJ
Recording Date	Oct 7, 2021
Property Address	8 CHAPEL CT, TOWACO, NJ 07082-1058
Document Number	0242381212
Book / Page	24238 / 1212
Instrument Date	Sep 2, 2021
Instrument	2021082975
Transaction Type	Transfer
Record Updated	Oct 25, 2021
Title Company	HERITAGE ABSTRACT COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,147.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1615 BEACON LN, 1615, POINT PLEASANT BEACH, NJ 08742-4667

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8 CHAPEL CT, TOWACO, NJ 07082-1058

Mortgage

Document Number	2021082976
Date	Oct 7, 2021
Instrument	2021082976

Lender

Name	LINCOLN 1ST BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Morris County and Montville Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Morris County
County Subdivision	Montville Township
Unified School District	Montville Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$620,200 (-) Land $281,100 Building $339,100	$620,200 (-) Land $281,100 Building $339,100
2025		$620,200 Land $281,100 Building $339,100	$620,200 Land $281,100 Building $339,100
2024	$16,553.00
2023		$620,200 Land $281,100 Building $339,100	$620,200 Land $281,100 Building $339,100
2022	$15,932.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8 Chapel Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1984)
Most Recent Claim	May 1984 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8 Chapel Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTVILLE TWP MUA serves 22,000 people · EPA ID NJ1421003
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure not recorded as resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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