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8 Chadwick Dr, Waterloo, NY 13165 Property Records

Seneca County and Waterloo Town property record for 8 Chadwick Dr, Waterloo, NY 13165

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 2,544 sqft · built 1971
Lot Size0.32 acres (13,939 sqft)
OwnerIndividual Name on Record
Last Sale$137,221 (Aug 2026)
Tax Bill$5,745 (2026)
Deeds & MortgagesSep 2026 Line of Credit
Aug 2026 Sale & Mortgage
APN453801 01-1-05

Property Details

APN / Parcel Number

Primary APN453801 01-1-05
Alternative APN
  • 380100100000010500000000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,544 sqft Living Area
1st Floor Area1,536 sqft
Upper Floors Area375 sqft
Basement Area1,008 sqft
Finished Basement1,008 sqft

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Architectural StyleRaised Ranch
Exterior MaterialAluminum/Vinyl
Lot Area13,939 sqft (0.32 acres)
Lot Dimensions140 ft deep x 101 ft wide
Garage TypeBasement
PorchPorch
Porch Area363 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address8 CHADWICK DR
CityWATERLOO
StateNY
Zip13165-9583
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal Block1
Legal Lot Number5.000
JurisdictionSENECA NY
Township / Civil DivisionWATERLOO
Census Block Group3
Census Block3026
Census Tract950500

Owner

Source: Seneca County and Waterloo Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address8 CHADWICK DR, WATERLOO, NY 13165-9583
OccupancyOwner Occupied
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

DateDocument
Sep 1, 2026Deed of Trust, Mortgage · Line of Credit
SAVINGS BANK
Aug 3, 2026Deed, Transfer · Stand-Alone First Mortgage
SAVINGS BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 3, 2026 · Amount on Record
Deed SaleAug 3, 2026 · Amount on Record
Deed Document Number202675377
Deed Book / Page1147 / 155
Prior Transfer DateAug 26, 2011
Prior Transfer Doc0843000163
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSENECA NY
Recording DateSep 1, 2026
Property Address8 CHADWICK DR, WATERLOO, NY 13165-9583
Document Number0000075735
Book / Page2005 / 258
Instrument DateAug 21, 2026
Instrument202675735
Transaction TypeMortgage
Record UpdatedSep 23, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address8 CHADWICK DR, WATERLOO, NY 13165-9583

Mortgage

Document Number0000075735,
DateSep 1, 2026
Book Page2005/258
Instrument202675735
Lender
NameSAVINGS BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueOct 1, 2051
Interest
Rate TypeAdjustable Rate
Initial TypeAdjustable Rate
Max Rate-1%

August 2026: Deed, Transfer

Document TypeDeed
JurisdictionSENECA NY
Recording DateAug 3, 2026
Property Address8 CHADWICK DR, WATERLOO, NY 13165-9583
Document Number0000075377
Book / Page1147 / 155
Instrument DateJul 31, 2026
Instrument202675377
Transaction TypeTransfer
Record UpdatedAug 26, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8 CHADWICK DR, WATERLOO, NY 13165-9583

Mortgage

DateAug 3, 2026
Lender
NameSAVINGS BANK
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Interest
Max Rate-1%

Tax Assessment & Valuation

Source: Seneca County and Waterloo Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySeneca County
County SubdivisionWaterloo Town
MunicipalityWaterloo Village
Unified School DistrictWaterloo Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,745.00 (+4.06%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption
2025$5,521.00 (+220.24%)$117,200 (-) Land $18,600 Building $98,600$192,100 (+16.37%) Land $30,487 Building $161,613
2023$117,200 Land $18,600 Building $98,600$165,070 Land $26,197 Building $138,873
2019$1,724.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO VILLAGE
serves 7,000 people · EPA ID NY4901199
Water SourceSurface water
Last State InspectionSep 2024
Lead10 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 1,000
CBN
Fixed Wireless · not low latency		100 / 100
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon.

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