Middlesex County and Old Bridge Township property record for 8 Central Ave, Old Bridge, NJ 08857
| Property Type | Single Family Home |
|---|---|
| Details | 1,040 sqft · built 1938 |
| Lot Size | 0.166 acres (7,248 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $198,000 (Sep 2018) |
| Tax Bill | $6,418 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Sep 2018 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 15-26015-0000-00291-11 |
| Primary APN | 15-26015-0000-00291-11 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,040 sqft Living Area |
| 1st Floor Area | 1,040 sqft |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1938 |
| Construction Type | Frame |
| Lot Area | 7,248 sqft (0.166 acres) |
| Lot Dimensions | 145 ft deep x 50 ft wide |
| Account Number | 16413000 |
|---|---|
| Street Address | 8 CENTRAL AVE |
| City | OLD BRIDGE |
| State | NJ |
| Zip | 08857-3814 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Description | 50X145 |
| Legal Subdivision | BRUNSWICK GARDENS SEC 2 |
| Legal Block | 26015 |
| Legal Lot Number | 291.1 |
| Jurisdiction | MIDDLESEX NJ |
| Township / Civil Division | OLD BRIDGE |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 7703 |
8 Central Ave is owned and occupied by two individuals who bought it in September 2018.
Source: Middlesex County and Old Bridge Township records, as of June 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8 CENTRAL AVE, OLD BRIDGE, NJ 08857-3814 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 30, 2021 | Deed of Trust, Mortgage · FHA Mortgage MLD MORTGAGE |
| Sep 12, 2018 | Deed, Transfer · FHA Mortgage MLD MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 12, 2018 · Amount on File |
| Deed Sale | Sep 12, 2018 · Amount on File |
| Prior Sale | Dec 13, 1973 · Amount on File |
| Deed Document Number | 201879697 |
| Deed Book / Page | 17292 / 701 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 8 CENTRAL AVE, OLD BRIDGE, NJ 08857-3814 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2025 |
| Title Company | RIVER EDGE TITLE AGENCY LLC, RIVER EDGE TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0000097289 |
|---|---|
| Date | Jul 30, 2021 |
| Book Page | 18558/174 |
| Instrument | 2021097289 |
| Name | MLD MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FLORHAM PARK, NJ 07932 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Recording Date | Sep 12, 2018 |
| Property Address | 8 CENTRAL AVE, OLD BRIDGE, NJ 08857-3814 |
| Document Number | 201800079697 |
| Book / Page | 17292 / 0701 |
| Map Reference | MAP640 FILE213 |
| Instrument Date | Aug 23, 2018 |
| Instrument | 201800079697 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Title Company | NRT TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $270.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 249A MYSTIC LN, 249A, MONROE TOWNSHIP, NJ 08831-6657 |
| Name | Verified Name |
|---|---|
| Address | 8 CENTRAL AVE, OLD BRIDGE, NJ 08857-3814 |
| Document Number | 201800079698 |
|---|---|
| Date | Sep 12, 2018 |
| Instrument | 201800079698 |
| Name | MLD MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2048 |
The 2025 property tax bill for 8 Central Ave was $6,418, up 1% from the year before.
Source: Middlesex County and Old Bridge Township assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Middlesex County |
| County Subdivision | Old Bridge Township |
| Unified School District | Old Bridge Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $103,300 (-) Land $44,800 Building $58,500 | $103,300 (-) Land $44,800 Building $58,500 | |
| 2025 | $6,418.00 (+10.03%) | $103,300 Land $44,800 Building $58,500 | $103,300 Land $44,800 Building $58,500 |
| 2024 | $5,833.00 | ||
| 2023 | $103,300 Land $44,800 Building $58,500 | $103,300 Land $44,800 Building $58,500 | |
| 2022 | $5,467.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8 Central Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 20 (1989–2012) |
| Claims Outside the SFHA | 9 of 20 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8 Central Ave is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OLD BRIDGE MUA serves 68,000 people · EPA ID NJ1209002 |
|---|---|
| Water Source | Purchased surface water from MIDDLESEX WATER COMPANY |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
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