8 Cedar Ln, Hammond, NY 13646 Property Records

St. Lawrence County and Hammond Town property record for 8 Cedar Ln, Hammond, NY 13646

Property Summary

Property Type	Multi-Family Dwellings
Details	4 bd · 2 ba · 2,748 sqft · built 1920
Lot Size	2.8 acres (121,968 sqft)
Owner	2 Individual Names on File
Tax Bill	$9,748 (2026)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
APN	`404289 125.002-2-4`

Property Details

APN / Parcel Number

Primary APN	`404289 125.002-2-4`
Alternative APN	`428912500200020040000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	14 Rooms
Stories	2 Stories
Building Area	2,748 sqft Total Area
1st Floor Area	1,494 sqft
2nd Floor Area	1,254 sqft
Upper Floors Area	214 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 2000
Architectural Style	Traditional
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Lot Area	121,968 sqft (2.8 acres)
Lot Width	1,000 ft Width
View / Lot	Waterfront / Beach

Exterior Amenities

Porch	Slab
Porch Area	419 sqft
Shed	1 Shed
Canopy	168 sqft
Boat Access	Boat Access
Boat House	Boat House
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	404289 125.002-2-4
Street Address	8 CEDAR LN
City	HAMMOND
State	NY
Zip	13646-3187
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	01 - NOT Z
Legal Description	2 COTTAGES
Legal Block	2
Legal Lot Number	4.000
Jurisdiction	ST LAWRENCE NY
Township / Civil Division	HAMMOND
Census Block Group	2
Census Block	2037
Census Tract	492900

Owner

8 Cedar Ln, a residential property, is owned by two individuals.

Source: St. Lawrence County and Hammond Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	424 W MAIN ST, MECHANICSBURG, PA 17055-3241
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LAWRENCE NY
Recording Date	Nov 9, 2020
Property Address	8 CEDAR LN, HAMMOND, NY 13646-3187
Document Number	0000012013
Instrument Date	Oct 22, 2020
Instrument	12013
Transaction Type	Transfer
Record Updated	Dec 14, 2020
Title Company	BROWNELL ABSTRACT CORPORATION, BROWNELL ABS CORP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,390.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	424 W MAIN ST MECHANICSBURG PA 170553241, MECHANICSBURG, PA 17055-3241

Mortgage

Document Number	12014
Date	Nov 9, 2020
Instrument	12014

Lender

Name	CARTHAGE FED'L S&L ASSN
Type	Federal Savings Bank
Address	CARTHAGE, NY 13619

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 8, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.33%

Tax Assessment & Valuation

The 2026 property tax bill for 8 Cedar Ln was $9,748, up 2.5% from the year before.

Source: St. Lawrence County and Hammond Town assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	New York
County	St. Lawrence County
County Subdivision	Hammond Town
Unified School District	Hammond Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,748.00 (+2.55%)
2025	$9,506.00 (+0.57%)	$350,000 (-) Land $171,000 Building $179,000	$472,973 (+4.05%) Land $231,081 Building $241,892
2024	$9,452.00	$350,000 (-) Land $171,000 Building $179,000	$454,545 (+3.9%) Land $222,078 Building $232,467
2023		$350,000 Land $171,000 Building $179,000	$437,500 Land $213,750 Building $223,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 8 Cedar Ln; there have been 1 flood claim nearby since 1991.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	1 (1991)
Most Recent Claim	May 1991 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8 Cedar Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 94% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30