Essex County and Lynn City property record for 8 Carter Rd, Lynn, MA 01904
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 2,055 sqft · built 1922 |
| Lot Size | 0.155 acres (6,752 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $349,900 (Sep 2016) |
| Tax Bill | $6,994 (2025) |
| Deeds & Mortgages | Mar 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | B:072 L:175 S:027 |
| Primary APN | B:072 L:175 S:027 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,055 sqft Living Area |
| Gross Area | 3,476 sqft |
| Basement Area | 806 sqft |
| Unfinished Basement | 806 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1922 |
|---|---|
| Effective Year Built | Effective 1967 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gambrel |
| Roof Material | Asphalt |
| Lot Area | 6,752 sqft (0.155 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Gas |
| Street Address | 8 CARTER RD |
|---|---|
| City | LYNN |
| State | MA |
| Zip | 01904-2607 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Block | 175 |
| Legal Lot Number | 27 |
| Jurisdiction | LYNN MA |
| Township / Civil Division | LYNN |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 205200 |
8 Carter Rd is owned and occupied by two individuals who bought it in September 2016.
Source: Essex County and Lynn City records, as of July 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8 CARTER RD, LYNN, MA 01904-2607 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 13, 2016 · Amount on File |
| Deed Sale | Sep 13, 2016 · Amount on File |
| Prior Sale | Mar 10, 2016 · Amount on File |
| Deed Book / Page | 35256 / 581 |
| Transfer Doc | 035256-581 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYNN MA |
| Property Address | 8 CARTER RD, LYNN, MA 01904-2607 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 039654-355 |
|---|---|
| Date | Mar 17, 2021 |
| Book Page | 39654/355 |
| Instrument | 20210317000240 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
The 2025 property tax bill for 8 Carter Rd was $6,994, up 6.1% from the year before.
Source: Essex County and Lynn City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Lynn City |
| Unified School District | Lynn School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,994.00 (+6.08%) | $675,100 (+7.83%) Land $219,900 Building $455,200 | $643,055 |
| 2024 | $6,593.00 (+1.06%) | $626,100 (+7.01%) Land $213,700 Building $412,400 | |
| 2023 | $6,524.00 | $585,100 Land $219,800 Building $365,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8 Carter Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 7 (1978–2018) |
| Claims Outside the SFHA | 3 of 7 |
| Most Recent Claim | Aug 2018 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8 Carter Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 83% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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