8 Bluffwood Ct, Saint Charles, MO 63301 Property Records

St. Charles County property record for 8 Bluffwood Ct, Saint Charles, MO 63301

Property Summary

Property Type	Duplex
Details	2 bd · 1.5 ba · 1,328 sqft · built 1985
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$239,000 (May 2024)
Tax Bill	$2,280 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Apr 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`A850001831`

Property Details

APN / Parcel Number

Primary APN	`A850001831`
Alternative APN	`6-0015-5770-00-0017.0000000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,328 sqft Living Area
Gross Area	1,570 sqft
1st Floor Area	719 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	242 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	18 sqft
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A850001831
Street Address	8 BLUFFWOOD CT
City	SAINT CHARLES
State	MO
Zip	63301-0379
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	AF0
Legal Description	BLUFF STONE EST PT LOT 17
Legal Subdivision	BLUFFSTONE EST
Legal Lot Number	17
Jurisdiction	ST CHARLES MO
Township / Civil Division	LINDENWOOD
Census Block Group	2
Census Block	2003
Census Tract	310802

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8 BLUFFWOOD CT, SAINT CHARLES, MO 63301-0379
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2023	Warranty Deed, Transfer · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP
Apr 5, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage LEADS2PROFITABILITY LLC
Mar 22, 2023	Trustee's Deed, Foreclosure
Jan 19, 2022	Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2024 · Amount on Record
Deed Sale	May 13, 2024 · Amount on Record
Prior Sale	Oct 23, 2023 · Amount on Record
Deed Document Number	202418341
Prior Transfer Date	Dec 4, 2021
Prior Transfer Doc	0000003862
Record Updated	Sep 20, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Oct 23, 2023
Property Address	8 BLUFFWOOD CT, SAINT CHARLES, MO 63301-0379
Document Number	0000043642
Map Reference	MB 23 PG 170
Instrument Date	Oct 12, 2023
Instrument	2023R-043642
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	FREEDOM TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306 W MAIN ST APT 2, 2, MASON, OH 45040-1710

Mortgage

Document Number	0000043643
Date	Oct 23, 2023
Instrument	2023R-043643

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 5, 2023
Property Address	8 BLUFFWOOD CT, SAINT CHARLES, MO 63301-0379
Document Number	0000012815
Map Reference	MB 23 PG 170
Instrument Date	Apr 5, 2023
Instrument	2023R-012815
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	TOUCHSTONE TITLE & ABSTRACT

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1500 HERITAGE MANOR CT, SAINT PETERS, MO 63303-8483

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4122 KEATON CROSSING BLVD STE 104, 104, O FALLON, MO 63368-8219

Mortgage

Document Number	0000012816
Date	Apr 5, 2023
Instrument	2023R-012816

Lender

Name	LEADS2PROFITABILITY LLC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0000012817
Date	Apr 5, 2023
Instrument	2023R-012817

Lender

Name	BERNARDO NARDONE ETAL
Type	Private Party
Address	3072 LOOKOUT VALLEY AVE, HENDERSON, NV 89052

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Apr 5, 2024

March 2023: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ST CHARLES MO
Recording Date	Mar 22, 2023
Property Address	8 BLUFFWOOD CT, SAINT CHARLES, MO 63301-0379
Document Number	0000010671
Map Reference	MB 23 PG 170
Instrument Date	Mar 6, 2023
Instrument	2023R-010671
Transaction Type	Foreclosure
Record Updated	Jan 17, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3504 EAGLES HILL RDG, SAINT CHARLES, MO 63303-6482

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1500 HERITAGE MANOR CT, SAINT PETERS, MO 63303-8483
Investor	Possibly a Property Investor

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jan 19, 2022
Property Address	8 BLUFFWOOD CT, SAINT CHARLES, MO 63301-0379
Document Number	0000003863
Map Reference	MB 23 PG 170
Instrument Date	Jan 5, 2022
Instrument	2022R-003863
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	304 E SOUTH ST, FAIRMOUNT, IL 61841-9716

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	ST BLUFFWOOD COURT, SAINT CHARLES, MO 63301

Mortgage

Document Number	0000003864
Date	Jan 19, 2022
Instrument	2022R-003864

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	St. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$35,310 (-)	$185,837 (-) Land $45,000 Building $140,837
2025	$2,280.00	$35,310 (+10.76%)	$185,837 (+10.76%) Land $45,000 Building $140,837
2023		$31,879
2022			$167,786 Land $45,000 Building $122,786

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1979–1995)
Most Recent Claim	May 1995 · Severe Storms, Tornadoes, Hail, Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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