8 Bemis St, Watertown, MA 02472 Property Records

Middlesex County and Watertown City property record for 8 Bemis St, Watertown, MA 02472

Property Summary

Property Type	Condominium
Details	3 bd · 1 ba · 1,575 sqft · built 1920
Lot Size	0.09 acres (3,949 sqft)
Owner	2 Individual Names on Record
Last Sale	$321,500 (May 2013)
Tax Bill	$8,263 (2026)
Deeds & Mortgages	May 2021 Refinance May 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10527`

Property Details

APN / Parcel Number

Primary APN	`10527`
Alternative APN	`WATE M:0353 B:0024 L:0264A`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,575 sqft Living Area
Gross Area	3,002 sqft
Basement Area	414 sqft
Unfinished Basement	414 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	3,949 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	10527
Street Address	8 BEMIS ST
City	WATERTOWN
State	MA
Zip	02472-3623
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	T
Legal Block	24
Legal Lot Number	264A
Jurisdiction	WATERTOWN MA
Township / Civil Division	WATERTOWN TOWN
Census Block Group	2
Census Block	2000
Census Tract	370104

Owner

Source: Middlesex County and Watertown City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8 BEMIS ST, WATERTOWN, MA 02472-3623
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 20, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA
May 20, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA
Nov 15, 2019	Deed of Trust, Mortgage · Balloon Mortgage CAMBRIDGE SAVINGS BANK
Nov 8, 2019	Deed of Trust, Mortgage · Line of Credit CAMBRIDGE SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2013 · Amount on Record
Deed Sale	May 21, 2013 · Amount on Record
Prior Sale	Jun 2, 2008 · Amount on Record
Deed Book / Page	103 / 91
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN MA
Property Address	8 BEMIS ST, WATERTOWN, MA 02472-3623
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0001880563
Date	May 20, 2021
Instrument	1880563

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2036

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN MA
Property Address	8 BEMIS ST, WATERTOWN, MA 02472-3623
Transaction Type	Mortgage
Record Updated	Jun 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1880563
Date	May 20, 2021
Instrument	1880563

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2036

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN MA
Property Address	8 BEMIS ST, WATERTOWN, MA 02472-3623
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	73660-63
Date	Nov 15, 2019
Book Page	73660/63
Instrument	179688

Lender

Name	CAMBRIDGE SAVINGS BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN MA
Property Address	8 BEMIS ST, WATERTOWN, MA 02472-3623
Document Number	0001831923
Instrument Date	Nov 8, 2019
Transaction Type	Mortgage
Record Updated	Jun 24, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 BEMIS ST #8 WATERTOWN MA 024723623, 8, WATERTOWN, MA 02472-3623

Mortgage

Document Number	0001831923
Date	Dec 18, 2019
Instrument	1831923

Lender

Name	CAMBRIDGE SVGS BK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 17, 2039

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Middlesex County and Watertown City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Watertown City
Unified School District	Watertown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,263.00 (+4.45%)	$677,300 (-) Building $677,300	$710,014 (+2.37%)
2025	$7,911.00 (+14.92%)	$677,300 (+15.11%) Building $677,300	$693,595 (+9.76%)
2024	$6,884.00 (-10.5%)	$588,400 (+3.88%) Building $588,400	$631,940
2023	$7,692.00	$566,400 Building $566,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	59 units insured incl. 56 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERTOWN DEPARTMENT OF PUBLIC WORKS serves 35,985 people · EPA ID MA3314000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 610 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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