8 Bell Ln, Spring Valley, NY 10977 Property Records

Rockland County and Ramapo Town property record for 8 Bell Ln, Spring Valley, NY 10977

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,740 sqft · built 1959
Lot Size	0.58 acres (25,265 sqft)
Owner	2 Individual Names on File
Last Sale	$385,000 (Dec 2017)
Tax Bill	$13,794 (2024)
Deeds & Mortgages	Sep 2022 Line of Credit Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`392615 63.14-3-29`

Property Details

APN / Parcel Number

Primary APN	`392615 63.14-3-29`
Alternative APNs	`392615-063-014-0003-029-000-000` `261506301400030290000000` `00406530000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,740 sqft Living Area
1st Floor Area	1,740 sqft
Game Room	Game Room

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Ranch
Exterior Material	Composition/Composite
Lot Area	25,265 sqft (0.58 acres)
Lot Dimensions	520 ft deep x 198 ft wide
View / Lot	Suburban
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	484 sqft
Patio Area	27 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00406530000
Street Address	8 BELL LN
City	SPRING VALLEY
State	NY
Zip	10977-6519
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02
Legal Subdivision	ROSE DEV CORP
Legal Block	3
Legal Lot Number	29.0
Jurisdiction	ROCKLAND NY
Township / Civil Division	RAMAPO
Census Block Group	3
Census Block	3008
Census Tract	12504

Owner

8 Bell Ln is owned and occupied by two individuals who bought it in December 2017.

Source: Rockland County and Ramapo Town records, as of June 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8 BELL LN, SPRING VALLEY, NY 10977-6519
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2022	Deed of Trust, Mortgage · Line of Credit NORTHFIELD BANK
Jul 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage ARK MORTGAGE INC
Dec 1, 2017	Deed, Transfer · FHA Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2017 · Amount on File
Deed Sale	Dec 1, 2017 · Amount on File
Deed Document Number	201738569
Prior Transfer Date	Feb 16, 2007
Prior Transfer Doc	0000014327
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKLAND NY
Property Address	8 BELL LN, SPRING VALLEY, NY 10977-6519
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033662
Date	Sep 19, 2022
Instrument	2022-00033662

Lender

Name	NORTHFIELD BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Oct 1, 2047

Interest

Rate Type	Fixed Rate
Rate	5.25%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKLAND NY
Property Address	8 BELL LN, SPRING VALLEY, NY 10977-6519
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018337
Date	Jul 6, 2020
Instrument	2020-00018337

Lender

Name	ARK MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 1, 2040

Interest

Rate Type	Fixed Rate

December 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	ROCKLAND NY
Recording Date	Dec 1, 2017
Property Address	8 BELL LN, SPRING VALLEY, NY 10977-6519
Document Number	0000038569
Map Reference	MB 59 PG 61 MAP 2626
Instrument Date	Nov 16, 2017
Instrument	2017-00038569
Transaction Type	Transfer
Record Updated	May 27, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,540.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2 GOLDEN RD, 2, SUFFERN, NY 10901-3219

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37 PAIKEN DR, SPRING VALLEY, NY 10977-3846

Mortgage

Document Number	0000038570
Date	Dec 1, 2017
Instrument	2017-00038570

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Rockland County and Ramapo Town assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	New York
County	Rockland County
County Subdivision	Ramapo Town
Municipality	Chestnut Ridge Village
Unified School District	East Ramapo Central School District (Spring Valley) (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$13,794.00	$54,600 (-) Land $15,400 Building $39,200	$46,200 (-)
2023		$54,600 Land $15,400 Building $39,200	$46,200 Land $13,031 Building $33,169

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 8 Bell Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8 Bell Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673
Water Source	Surface water
Last State Inspection	Mar 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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