8 Bean Smith Dr, Effingham, NH 03882 Property Records

Carroll County and Effingham Town property record for 8 Bean Smith Dr, Effingham, NH 03882

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,459 sqft · built 2004
Lot Size4.19 acres (182,516 sqft)
Owner2 Individual Names on Record
Last Sale$190,000 (Nov 2019)
Tax Bill$6,616 (2025)
Deeds & MortgagesOct 2021 Mortgage
Mar 2023 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNEFFI M:00407 B:000015 L:000000

Property Details

APN / Parcel Number

Primary APNEFFI M:00407 B:000015 L:000000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area2,459 sqft Living Area
Gross Area4,991 sqft

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialMetal
Lot Area182,516 sqft (4.19 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Street Address8 BEAN SMITH DR
CityEFFINGHAM
StateNH
Zip03882-8261
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA RU
Legal Block15
JurisdictionEFFINGHAM TOWN NH
Township / Civil DivisionEFFINGHAM
Census Block Group2
Census Block2031
Census Tract955801

Owner

Source: Carroll County and Effingham Town records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address59 LABELLE CIR, CHICOPEE, MA 01020-4703
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Oct 20, 2021Deed of Trust, Mortgage · FHA Mortgage
SECRETARY HOUSING URBAN DEVELOPMENT
Mar 27, 2023Deed of Trust, Mortgage · FHA Mortgage
SECRETARY HOUSING URBAN DEVELOPMENT
Nov 22, 2019Deed of Trust, Mortgage · FHA Mortgage
RESIDENTIAL MTG SVC
Nov 22, 2019Deed of Trust, Mortgage · Conventional Mortgage
NHFA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 25, 2019 · Amount on Record
Deed SaleNov 25, 2019 · Amount on Record
Prior SaleJun 8, 2016 · Amount on Record
Deed Document Number201912527
Deed Book / Page3477 / 465
Transfer Doc003265-0613
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEFFINGHAM TOWN NH
Property Address8 BEAN SMITH DR, EFFINGHAM, NH 03882-8261
Transaction TypeMortgage
Record UpdatedMay 10, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number003627-0166
DateOct 20, 2021
Book Page3627/166
Instrument2115864
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEFFINGHAM TOWN NH
Property Address8 BEAN SMITH DR, EFFINGHAM, NH 03882-8261
Transaction TypeMortgage
Record UpdatedMay 10, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number003715-0555
DateMar 27, 2023
Book Page3715/555
Instrument202300022950
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term337 Months
DueApr 1, 2051

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEFFINGHAM TOWN NH
Property Address8 BEAN SMITH DR, EFFINGHAM, NH 03882-8261
Document Number0034770467
Instrument DateNov 22, 2019
Transaction TypeMortgage
Record UpdatedDec 10, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address8 BEAN SMITH DR EFFINGHAM NH 038828261, EFFINGHAM, NH 03882-8261

Mortgage

Document Number0034770467
DateNov 25, 2019
Book Page003477/000467
Instrument12528
Lender
NameRESIDENTIAL MTG SVC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 24, 2049

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEFFINGHAM TOWN NH
Property Address8 BEAN SMITH DR, EFFINGHAM, NH 03882-8261
Document Number0034770478
Instrument DateNov 22, 2019
Transaction TypeMortgage
Record UpdatedDec 23, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address8 BEAN SMITH DR EFFINGHAM NH 038828261, EFFINGHAM, NH 03882-8261

Mortgage

Document Number0034770478
DateNov 25, 2019
Book Page003477/000478
Instrument12529
Lender
NameNHFA
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueNov 24, 2024

Tax Assessment & Valuation

Source: Carroll County and Effingham Town assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateNew Hampshire
CountyCarroll County
County SubdivisionEffingham Town
Unified School DistrictGovernor Wentworth Regional School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,616.00 (+9.37%)$430,200 (+95.72%) Land $96,500 Building $333,700
2024$6,049.00 (+11.46%)$219,800 (-) Land $46,900 Building $172,900$405,365
2023$5,427.00 (+4.75%)$219,800 (-) Land $46,900 Building $172,900
2022$5,181.00$219,800 Land $46,900 Building $172,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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