8 Barbara Ter, Middletown, NJ 07748 Property Records

Monmouth County and Middletown Township property record for 8 Barbara Ter, Middletown, NJ 07748

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,530 sqft · built 1956
Lot Size0.546 acres (23,801 sqft)
Owner2 Individual Names on File
Last Sale$430,000 (Jul 2003)
Tax Bill$12,407 (2025)
Deeds & MortgagesJun 2022 Mortgage
Apr 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN32-00576-0000-00022

Property Details

APN / Parcel Number

Primary APN32-00576-0000-00022
Alternative APNs
  • 320057600022
  • 10625

Interior

Bedrooms5 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,530 sqft Living Area
1st Floor Area1,384 sqft
Upper Floors Area1,163 sqft

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Architectural StyleSplit Level
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable
Roof MaterialOther
Lot Area23,801 sqft (0.546 acres)
Lot Dimensions175 ft deep x 136 ft wide
Parking Spaces1 Parking Space
Deck Area463 sqft
Patio Area504 sqft

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account Number10625
Street Address8 BARBARA TER
CityMIDDLETOWN
StateNJ
Zip07748-1247
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR22
Legal SubdivisionCHERRY TREE TERRACE SEC 02
Legal Block576
Legal Lot Number22
JurisdictionMONMOUTH NJ
Township / Civil DivisionMIDDLETOWN
Census Block Group1
Census Block1013
Census Tract800701

Owner

8 Barbara Ter is owned and occupied by two individuals who bought it in July 2003.

Source: Monmouth County and Middletown Township records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address8 BARBARA TER, MIDDLETOWN, NJ 07748-1247
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 7, 2022Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Apr 19, 2017Grant Deed, Transfer · FHA Mortgage
AMERICAN FIN'L RSRCS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 31, 2003 · Amount on File
Deed SaleJul 31, 2003 · Amount on File
Deed Book / Page8263 / 661
Record UpdatedOct 29, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address8 BARBARA TER, MIDDLETOWN, NJ 07748-1247
Transaction TypeMortgage
Record UpdatedJul 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address8 BARBARA TER, MIDDLETOWN, NJ 07748-1247

Mortgage

Document Number0095990284
DateJun 7, 2022
Book Page9599/284
Instrument2022060213
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2052

April 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONMOUTH NJ
Recording DateApr 19, 2017
Property Address8 BARBARA TER, MIDDLETOWN, NJ 07748-1247
Document Number0000040195
Book / Page009223 / 004540
Instrument DateMar 31, 2017
Instrument40195
Transaction TypeTransfer
Record UpdatedMay 19, 2017
Title CompanySOVEREIGN TITLE AGENCY LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$525.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address8 BARBARA TER MIDDLETOWN NJ 077481247, MIDDLETOWN, NJ 07748-1247

Mortgage

Document Number40196
DateApr 19, 2017
Book Page009223/004544
Instrument40196
Lender
NameAMERICAN FIN'L RSRCS
TypeFunding / Finance Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueApr 18, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 8 Barbara Ter was $12,407, up 6.5% from the year before.

Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
County SubdivisionMiddletown Township
Unified School DistrictMiddletown Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$831,500 (+8.17%) Land $525,500 Building $306,000$831,500 (+8.17%) Land $525,500 Building $306,000
2025$12,407.00 (+6.52%)$768,700 Land $465,500 Building $303,200$768,700 Land $465,500 Building $303,200
2024$11,648.00
2023$579,500 Land $353,300 Building $226,200$579,500 Land $353,300 Building $226,200
2022$10,377.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8 Barbara Ter in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies8 in force
Nearby Flood Claims14 (1985–2026)
Claims Outside the SFHA6 of 14
Most Recent ClaimJul 2026 · river or lake flooding
Claims by Event
  • Hurricane Irene, Aug 2011 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8 Barbara Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.5% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - COASTAL NORTH
private · serves 377,613 people · EPA ID NJ1345001
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Sep 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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