8 BALLARD ST SAUGUS MA 019061702, SAUGUS, MA 01906-1702
Mortgage
Document Number
35954-524
Date
Jun 20, 2017
Book Page
035954/000524
Instrument
1706200238
Lender
Name
MORTGAGE NTWK
Type
Mortgage Company
Agreement
Type
FHA Mortgage
Amount
Amount on Record
Term
360 Months
Due
Jun 19, 2047
Tax Assessment & Valuation
The 2026 property tax bill for 8 Ballard St was $8,661, up 2.1% from the year before.
Source: Essex County and Saugus Town assessment roll, as of April 14, 2026
Property Jurisdictions
Type
Name
State
Massachusetts
County
Essex County
County Subdivision
Saugus Town
Unified School District
Saugus School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2026
$8,661.00 (+2.1%)
$831,200 (+4.65%)Land $332,900Building $482,800
$936,975
2025
$8,483.00 (+6.45%)
$794,300 (+6.15%)Land $301,000Building $493,300
2024
$7,969.00 (+3.79%)
$748,300 (+9.74%)Land $273,600Building $474,700
2023
$7,678.00
$681,900Land $246,200Building $435,700
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 8 Ballard St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Nearest Special Flood Hazard Area
Zone AE, within 500 ft
Flood Insurance Requirement
Not required lenders may require it
Flood Insurance Cost
Premium on File median of 46 policies
Nearby Flood Policies
46 in force
Nearby Flood Claims
58 (1978–2024)
Claims Outside the SFHA
4 of 58
Most Recent Claim
Jan 2024 · other causes
Claims by Event
Severe Storms And Flooding, May 2006 · 6 claims
Extreme Weather Conditons And Flooding, Oct 1996 · 5 claims
Coastal Storm, Oct 1991 · 4 claims
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
The area around 8 Ballard St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Not rated no burnable land within ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000
Water Source
Purchased surface water from MWRA
Last State Inspection
May 2025
Lead
1 ppb (2025) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Internet Providers
Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025