8 Bal Harbor Ct, Saint Charles, MO 63304 Property Records

St. Charles County property record for 8 Bal Harbor Ct, Saint Charles, MO 63304

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,842 sqft · built 1999
Lot Size	0.58 acres (25,265 sqft)
Owner	Company Name on Record
Tax Bill	$4,052 (2025)
Deeds & Mortgages	Nov 2022 Transfer Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T001100099`

Property Details

APN / Parcel Number

Primary APN	`T001100099`
Alternative APN	`3-0036-8172-00-0004.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,842 sqft Living Area
Gross Area	4,510 sqft
1st Floor Area	1,842 sqft
Basement Area	1,780 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Ranch
Exterior Material	Brick/Stone
Lot Area	25,265 sqft (0.58 acres)
Garage Type	Attached
Garage Area	888 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	66 sqft
Deck Area	Deck Area
Patio Area	1,139 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T001100099
Street Address	8 BAL HARBOR CT
City	SAINT CHARLES
State	MO
Zip	63304-7319
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BAL HARBOR SOUTH LOTS 4 & B
Legal Subdivision	BAL HARBOR SOUTH REC PLAT
Legal Lot Number	4
Jurisdiction	ST CHARLES MO
Township / Civil Division	COTTLEVILLE
Census Block Group	2
Census Block	2000
Census Tract	311122

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	8 BAL HARBOR CT, SAINT CHARLES, MO 63304-7319
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2022	Intrafamily Transfer, Transfer
Apr 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 2, 2022
Deed Sale	Nov 2, 2022
Prior Sale	Oct 8, 1999 · Amount on Record
Deed Document Number	202259690
Record Updated	Sep 20, 2026

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Nov 2, 2022
Property Address	8 BAL HARBOR CT, SAINT CHARLES, MO 63304-7319
Document Number	0000059690
Map Reference	MB 35 PG 357
Instrument Date	Nov 2, 2022
Instrument	2022R-059690
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	8 BAL HARBOR CT, SAINT CHARLES, MO 63304-7319

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	8 BAL HARBOR CT, SAINT CHARLES, MO 63304-7319
Transaction Type	Mortgage
Record Updated	May 3, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 BAL HARBOR CT, SAINT CHARLES, MO 63304-7319

Mortgage

Document Number	2021R034031
Date	Apr 19, 2021
Instrument	2021R-034031

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$68,305 (-)	$359,501 (-) Land $70,000 Building $289,501
2025	$4,052.00	$68,305 (+10.01%)	$359,501 (+10.01%) Land $70,000 Building $289,501
2023		$62,090
2022			$326,788 Land $50,000 Building $276,788

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	16 (1981–2020)
Claims Outside the SFHA	1 of 16
Most Recent Claim	Aug 2020 · rainfall accumulation
Claims by Event	Severe Storms & Flooding, Aug 1993 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon, Wisper ISP.

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