8 Adelaide Ave, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 8 Adelaide Ave, Saugus, MA 01906

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,701 sqft · built 1989
Lot Size	0.172 acres (7,501 sqft)
Owner	2 Company Names on Record
Tax Bill	$7,518 (2025)
Deeds & Mortgages	Dec 2025 Transfer Mar 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:004-F B:0025 L:0009`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:004-F B:0025 L:0009`
Alternative APNs	`M:004=F B:0025 L:0009` `2399003`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,701 sqft Living Area
Gross Area	3,454 sqft
1st Floor Area	1,192 sqft
Basement Area	1,192 sqft
Unfinished Basement	393 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Shed Roof
Roof Material	Asphalt
Lot Area	7,501 sqft (0.172 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	2399003
Street Address	8 ADELAIDE AVE
City	SAUGUS
State	MA
Zip	01906-3904
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NA
Legal Block	25
Legal Lot Number	9
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	4
Census Block	4022
Census Tract	208102

Owner

Source: Essex County and Saugus Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	8 ADELAIDE AVE, SAUGUS, MA 01906-3904
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2025	Quit Claim Deed, Transfer Quitclaim
Mar 4, 2019	Deed of Trust, Mortgage · Balloon Mortgage NORTH SHORE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Dec 3, 2025
Transfer Doc	043137-176
Record Updated	Sep 20, 2026

December 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Dec 18, 2025
Property Address	8 ADELAIDE AVE, SAUGUS, MA 01906-3904
Document Number	043137-176
Book / Page	43137 / 176
Instrument Date	Dec 3, 2025
Instrument	20251218002270
Transaction Type	Transfer
Record Updated	Jan 7, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 ADELAIDE AVE, SAUGUS, MA 01906-3904

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	8 ADELAIDE AVE, SAUGUS, MA 01906-3904
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37361-389
Date	Mar 4, 2019
Book Page	37361/389
Instrument	20190304000880

Lender

Name	NORTH SHORE BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,518.00 (+4.11%)	$703,900 (+3.82%) Land $306,300 Building $397,600	$805,790
2024	$7,221.00 (+1.82%)	$678,000 (+7.65%) Land $288,800 Building $389,200
2023	$7,092.00	$629,800 Land $253,800 Building $376,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 87 individual policies
Nearby Flood Policies	95 units insured incl. 8 condo units
Nearby Flood Claims	103 (1978–2024)
Claims Outside the SFHA	7 of 103
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Severe Storms And Flooding, May 2006 · 10 claims Extreme Weather Conditons And Flooding, Oct 1996 · 11 claims Coastal Storm, Oct 1991 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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