8 7th St, Ridgely, MD 21660 Property Records

Caroline County property record for 8 7th St, Ridgely, MD 21660

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,120 sqft · built 1991
Lot Size	0.253 acres (11,019 sqft)
Owner	Individual Name on File
Tax Bill	$2,632 (2026)
Deeds & Mortgages	Apr 2020 Mortgage Dec 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`07-015925`

Property Details

APN / Parcel Number

Primary APN	`07-015925`
Alternative APNs	`7015925` `015925`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,120 sqft Total Area

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	11,019 sqft (0.253 acres)
Porch	Slab
Porch Area	56 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	015925
Street Address	8 7TH ST
City	RIDGELY
State	MD
Zip	21660-1930
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	11019 SQ FT L-19 COR 7TH & 8TH STREET GREENRIDGE SUBDV
Legal Subdivision	STREET GREENRIDGE SUB
Legal Lot Number	19
Jurisdiction	CAROLINE MD
Township / Civil Division	7, RIDGELY
Census Block Group	1
Census Block	1052
Census Tract	955201

Owner

8 7th St is owned and occupied by an individual who acquired it in August 2019.

Source: Caroline County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	8 7TH ST, RIDGELY, MD 21660-1930
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage MR COOPER
Dec 12, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2005
Deed Sale	Oct 4, 2005
Prior Sale	May 17, 1991 · Amount on File
Deed Document Number	200551182
Deed Book / Page	635 / 581
Last Transfer Date	Aug 29, 2019
Transfer Doc	0013900001
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAROLINE MD
Property Address	8 7TH ST, RIDGELY, MD 21660-1930
Document Number	0014130171
Instrument Date	Apr 20, 2020
Transaction Type	Mortgage
Record Updated	Jun 4, 2020
Title Company	COMMONWEALTH USA SETTLEMENTS L

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 7TH ST RIDGELY MD 216601930, RIDGELY, MD 21660-1930

Mortgage

Document Number	0014130171
Date	Apr 30, 2020
Book Page	001413/000171

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 29, 2035

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CAROLINE MD
Recording Date	Dec 12, 2019
Property Address	8 7TH ST, RIDGELY, MD 21660-1930
Document Number	0013900001
Book / Page	001390 / 000001
Instrument Date	Aug 29, 2019
Transaction Type	Transfer
Record Updated	Jan 6, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 7TH ST RIDGELY MD 216601930, RIDGELY, MD 21660-1930

Tax Assessment & Valuation

The 2026 property tax bill for 8 7th St was $2,632 with a homeowner's exemption, up 4.1% from the year before.

Source: Caroline County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Caroline County
Municipality	Ridgely Town
Unified School District	Caroline County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,632.00 (+4.11%) Homeowner's exemption	$224,467 (+10.99%)	$246,700 (-) Land $53,900 Building $192,800
2025	$2,528.00 Homeowner's exemption	$202,233	$246,700 Land $53,900 Building $192,800
2023	$2,310.00 Homeowner's exemption	$165,333	$180,000 Land $53,900 Building $126,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8 7th St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1999–2012)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8 7th St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF RIDGELY serves 1,600 people · EPA ID MD0050006
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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