7S408 Plainfield Rd, Naperville, IL 60540 Property Records

DuPage County property record for 7S408 Plainfield Rd, Naperville, IL 60540

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,227 sqft · built 1960
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on Record
Last Sale	$460,000 (Jul 2020)
Tax Bill	$10,501 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit May 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`07-23-401-001`

Property Details

APN / Parcel Number

Primary APN	`07-23-401-001`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,227 sqft Living Area
Gross Area	3,382 sqft
1st Floor Area	2,227 sqft
Basement Area	1,155 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Lot Area	20,038 sqft (0.46 acres)
Lot Dimensions	20 ft deep x 10 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	7S408 PLAINFIELD RD
City	NAPERVILLE
State	IL
Zip	60540
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	WESTMORELAND UNIT NO 1
Legal Subdivision	WESTMORELAND
Legal Lot Number	19
Legal Unit	1
Jurisdiction	DU PAGE IL
Township / Civil Division	NAPERVILLE
Census Block Group	2
Census Block	2006
Census Tract	846521

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7S408 PLAINFIELD RD, NAPERVILLE, IL 60540
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2026	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
May 21, 2018	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2020 · Amount on Record
Deed Sale	Jul 16, 2020 · Amount on Record
Prior Sale	Jun 20, 2014 · Amount on Record
Deed Document Number	202075454
Prior Transfer Date	Jan 18, 2016
Prior Transfer Doc	0000013435
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	7S400 PLAINFIELD NAPERVILLE RD # 7S408, 7S408, NAPERVILLE, IL 60540-6463
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78408 PALINFIELD NAPERVILLE RD, NAPERVILLE, IL 60540

Mortgage

Document Number	0000016456
Date	Mar 16, 2026
Instrument	R2026-016456

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Mar 10, 2066

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	7S408 PLAINFIELD NAPERVILLE RD, NAPERVILLE, IL 60540-6463
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000044453
Date	May 21, 2018
Instrument	R2018-044453

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jun 7, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Change Frequency	Monthly

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Naperville Township
Unified School District	Naperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,501.00 (+4.78%) Homeowner's exemption	$197,053 (+9.67%) Land $82,873 Building $114,180	$591,159 (+9.67%) Land $248,619 Building $342,540
2024	$10,022.00 (+5.66%)	$179,678 (+11.75%) Land $75,566 Building $104,112	$539,034 (+11.75%) Land $226,698 Building $312,336
2022	$9,485.00 Homeowner's exemption	$160,780 Land $67,160 Building $93,620	$482,340 Land $201,480 Building $280,860

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPERVILLE serves 156,406 people · EPA ID IL0434670
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Plainfield Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures