Kane County property record for 7N412 Oak Pointe Ct, Saint Charles, IL 60175
| Property Type | Single Family Home |
|---|---|
| Lot Size | 2.25 acres (98,010 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,800,000 (Aug 2026) |
| Tax Bill | $24,989 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Jul 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-04-401-004 |
| Primary APN | 09-04-401-004 |
|---|
| Lot Area | 98,010 sqft (2.25 acres) |
|---|
| Street Address | 7N412 OAK POINTE CT |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60175-7409 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WOODS OF SILVER GLEN LOT # 14 (DRAINAGE & CONSERVATION EASEMENT) |
| Legal Subdivision | SILVER GLEN |
| Legal Block | 5 |
| Legal Lot Number | 14 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 5 |
| Census Block | 5010 |
| Census Tract | 852103 |
7N412 Oak Pointe Ct is owned by two individuals who bought it in August 2026.
Source: Kane County records, as of September 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 596 CARA CT, AURORA, OH 44202-9415 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 31, 2026 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Jul 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SYNERGY ONE LENDING |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 31, 2026 · Amount on File |
| Deed Sale | Aug 31, 2026 · Amount on File |
| Prior Sale | Sep 17, 2007 · Amount on File |
| Deed Document Number | 202637555 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Aug 31, 2026 |
| Property Address | 7N412 OAK POINTE CT, SAINT CHARLES, IL 60175-7409 |
| Document Number | 0000037555 |
| Instrument Date | Aug 10, 2026 |
| Instrument | 202637555 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $272,700.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 596 CARA CT, AURORA, OH 44202-9415 |
| Document Number | 0000037556, |
|---|---|
| Date | Aug 31, 2026 |
| Instrument | 202637556 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.4% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 7N412 OAK POINTE CT, ST CHARLES, IL 60175-7409 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Title Company | CARRINGTON TTL PARTNERS LLC |
| Name | Verified Name |
|---|
| Document Number | 0000054508 |
|---|---|
| Date | Jul 15, 2021 |
| Instrument | 2021K054508 |
| Name | SYNERGY ONE LENDING |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 1, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.75% |
The 2025 property tax bill for 7N412 Oak Pointe Ct was $24,989.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $24,989.00 | $374,300 (+8.53%) Land $95,727 Building $278,573 | $1,123,349 (+8.53%) Land $287,296 Building $836,053 |
| 2024 | $344,881 Land $88,203 Building $256,678 | $1,035,057 Land $264,715 Building $770,342 | |
| 2022 | $22,780.00 (+5.83%) | $297,813 (+4.91%) Land $83,691 Building $214,122 | $893,439 (+4.91%) Land $251,073 Building $642,366 |
| 2021 | $21,525.00 | $283,875 Land $79,774 Building $204,101 | $851,625 Land $239,322 Building $612,303 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 7N412 Oak Pointe Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 7N412 Oak Pointe Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · above 42% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES serves 33,081 people · EPA ID IL0894830 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2022 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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