Kane County property record for 7N196 Hickory Ln, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,748 sqft · built 1965 |
| Lot Size | 2.5 acres (108,900 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $435,000 (Jul 2004) |
| Tax Bill | $10,340 (2025) |
| Deeds & Mortgages | Sep 2020 Reverse Mortgage Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-02-476-002 |
| Primary APN | 09-02-476-002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,748 sqft Living Area |
| 1st Floor Area | 1,748 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1969 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 108,900 sqft |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 7N196 HICKORY LN |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-8804 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 7 OF HICKORY LANE SUB |
| Legal Subdivision | HICKORY LANE SUB |
| Legal Block | 1 |
| Legal Lot Number | 7 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 852001 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7N196 HICKORY LN, ELGIN, IL 60120-8804 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Sep 18, 2020 | Deed of Trust, Mortgage · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC |
| Aug 31, 2020 | Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 30, 2004 · Amount on Record |
| Deed Sale | Jul 30, 2004 · Amount on Record |
| Prior Sale | Sep 28, 1998 · Amount on Record |
| Deed Document Number | 2004102815 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 7N196 HICKORY LN, ELGIN, IL 60120-8804 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Title Company | LAKESHORE TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0000053887 |
|---|---|
| Date | Sep 18, 2020 |
| Instrument | 2020K053887 |
| Name | REVERSE MORTGAGE FUNDING LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | BLOOMFIELD, NJ 07003 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 7N196 HICKORY LN, ELGIN, IL 60120-8804 |
| Document Number | 0000053888 |
| Instrument Date | Aug 31, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2020 |
| Title Company | LAKESHORE TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 7N196 HICKORY LN ELGIN IL 601208804, ELGIN, IL 60120-8804 |
| Document Number | 0000053888 |
|---|---|
| Date | Sep 18, 2020 |
| Instrument | 53888 |
| Name | COMMISSIONER/HSNG & URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 972 Months |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.69% |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,340.00 (+2.66%) Homeowner's exemption Senior Citizen's exemption | $170,879 (+8.53%) Land $94,473 Building $76,406 | $512,842 (+8.53%) Land $283,532 Building $229,310 |
| 2024 | $157,449 (+10.35%) Land $87,048 Building $70,401 | $472,536 (+10.4%) Land $261,248 Building $211,288 | |
| 2022 | $10,072.00 (+6.27%) Homeowner's exemption | $142,678 (+4.91%) Land $86,236 Building $56,442 | $428,034 (+4.91%) Land $258,708 Building $169,326 |
| 2021 | $9,478.00 Homeowner's exemption | $136,000 Land $82,200 Building $53,800 | $408,000 Land $246,600 Building $161,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 30 (1979–2020) |
| Claims Outside the SFHA | 2 of 30 |
| Most Recent Claim | May 2020 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 61% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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