Kane County property record for 7N191 Nancy Ln, Saint Charles, IL 60175
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 2,028 sqft · built 1975 |
| Lot Size | 0.8 acres (34,848 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $395,000 (Dec 2024) |
| Tax Bill | $6,573 (2025) |
| Deeds & Mortgages | Apr 2022 Sale & Mortgage May 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-04-452-001 |
| Primary APN | 08-04-452-001 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,028 sqft Living Area |
| Gross Area | 2,698 sqft |
| 1st Floor Area | 2,028 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 34,848 sqft (0.8 acres) |
| Garage Type | Attached |
| Garage Area | 670 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Above-Ground Pool |
| Porch | Open Porch |
| Deck Area | 323 sqft |
| Cooling System | Central |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Street Address | 7N191 NANCY LN |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60175-9706 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EVENING PRAIRIE SUB UNIT 1 - LOT 2 |
| Legal Subdivision | EVENING PRAIRIE SUB |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Legal Unit | 1 |
| Jurisdiction | KANE IL |
| Township / Civil Division | CAMPTON |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 852406 |
7N191 Nancy Ln is owned by two individuals who bought it in December 2024.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9N343 NOLAN RD, ELGIN, IL 60124-8501 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 29, 2022 | Warranty Deed, Transfer · Conventional Mortgage PARAMOUNT BANK |
| May 14, 2020 | Deed of Trust, Mortgage · Commercial Mortgage HEARTLAND BANK & TRUST CO |
| Jan 3, 2020 | Trustee's Deed, Foreclosure NOT AVAILABLE |
| Jan 3, 2020 | Quit Claim Deed, Transfer ACCELERANT PROP LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 23, 2024 · Amount on File |
| Deed Sale | Dec 23, 2024 · Amount on File |
| Prior Sale | Apr 29, 2022 · Amount on File |
| Deed Document Number | 202447570 |
| Prior Transfer Date | Dec 30, 2019 |
| Prior Transfer Doc | 0000000500 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Apr 29, 2022 |
| Property Address | 7N191 NANCY LN, ST CHARLES, IL 60175-9706 |
| Document Number | 0000023403 |
| Instrument Date | Apr 29, 2022 |
| Instrument | 2022K023403 |
| Transaction Type | Transfer |
| Record Updated | May 5, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $355.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7N191 NANCY LN, SAINT CHARLES, IL 60175-9706 |
| Document Number | 0000023404 |
|---|---|
| Date | Apr 29, 2022 |
| Instrument | 2022K023404 |
| Name | PARAMOUNT BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
| Rate | 5% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 7N191 NANCY LN, ST CHARLES, IL 60175-9706 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000024778 |
|---|---|
| Date | May 14, 2020 |
| Instrument | 2020K024778 |
| Name | HEARTLAND BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | SYCAMORE, IL 60178 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Apr 30, 2025 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jan 3, 2020 |
| Property Address | 7N191 NANCY LN, ST CHARLES, IL 60175-9706 |
| Document Number | 0000000499 |
| Instrument Date | Dec 30, 2019 |
| Instrument | 499 |
| Transaction Type | Foreclosure |
| Record Updated | Jan 17, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 4962 OAK BROOK IL 605224962, OAK BROOK, IL 60522-4962 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jan 3, 2020 |
| Property Address | 7N191 NANCY LN, ST CHARLES, IL 60175-9706 |
| Document Number | 0000000500 |
| Instrument Date | Dec 30, 2019 |
| Instrument | 500 |
| Transaction Type | Transfer |
| Record Updated | Jan 22, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4N620 CHAFFIELD DR ST CHARLES IL 601757843, ST CHARLES, IL 60175-7843 |
| Document Number | 501 |
|---|---|
| Date | Jan 3, 2020 |
| Instrument | 501 |
| Name | ACCELERANT PROP LLC |
|---|---|
| Address | PO BOX 7721, LIBERTYVILLE, IL 60048-7721 |
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 7N191 Nancy Ln was $6,573.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Campton Township |
| Municipality | Campton Hills Village |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,573.00 | $131,172 (+8.43%) Land $20,151 Building $111,021 | $393,673 (+8.43%) Land $60,477 Building $333,196 |
| 2024 | $120,974 Land $18,584 Building $102,390 | $363,067 Land $55,774 Building $307,293 | |
| 2022 | $6,407.00 (+4.38%) | $81,689 (+5.91%) Land $15,139 Building $66,550 | $245,067 (+5.91%) Land $45,417 Building $199,650 |
| 2021 | $6,138.00 | $77,130 Land $14,294 Building $62,836 | $231,390 Land $42,882 Building $188,508 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 7N191 Nancy Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7N191 Nancy Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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