7N166 Lancaster Rd, Saint Charles, IL 60175 Property Records

Kane County property record for 7N166 Lancaster Rd, Saint Charles, IL 60175

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,899 sqft · built 1993
Lot Size1.26 acres (54,886 sqft)
OwnerCompany Name on Record
Last Sale$460,000 (Feb 2016)
Tax Bill$16,954 (2025)
Deeds & MortgagesJul 2021 Transfer
May 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN09-04-376-007

Property Details

APN / Parcel Number

Primary APN09-04-376-007

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area3,899 sqft Living Area
Basement Area1,268 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Exterior MaterialBrick
Roof TypeHip
Roof MaterialWood
Lot Area54,886 sqft
Garage TypeAttached
Garage Area772 sqft
Parking Spaces3 Parking Spaces
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address7N166 LANCASTER RD
CitySAINT CHARLES
StateIL
Zip60175-6373
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 38 IN UNIT NO 2 SILVER GLEN ESTATES
Legal SubdivisionSILVER GLEN ESTATES
Legal Block5
Legal Lot Number38
Legal Unit2
JurisdictionKANE IL
Township / Civil DivisionST. CHARLES
Census Block Group5
Census Block5013
Census Tract852103

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address7N166 LANCASTER RD, SAINT CHARLES, IL 60175-6373
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Jul 6, 2021Intrafamily Transfer, Transfer
ATTORNEY
May 26, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
May 7, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY
Nov 29, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 11, 2016 · Amount on Record
Deed SaleFeb 11, 2016 · Amount on Record
Prior SaleMar 7, 2003 · Amount on Record
Deed Document Number20166930
Last Transfer DateJun 29, 2021
Transfer Doc0000051586
Record UpdatedSep 20, 2026

July 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKANE IL
Recording DateJul 6, 2021
Property Address7N166 LANCASTER RD, ST CHARLES, IL 60175-6373
Document Number0000051586
Instrument DateJun 29, 2021
Instrument2021K051586
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7N166 LANCASTER RD, SAINT CHARLES, IL 60175-6373

May 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKANE IL
Recording DateMay 26, 2021
Property Address7N166 LANCASTER RD, ST CHARLES, IL 60175-6373
Document Number0000040754
Instrument DateMar 26, 2021
Instrument2021K040754
Transaction TypeTransfer
Record UpdatedDec 24, 2021
Title CompanyACQUEST TITLE SERVICES LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address7N166 LANCASTER RD, SAINT CHARLES, IL 60175-6373

Mortgage

Document Number0000040755
DateMay 26, 2021
Instrument2021K040755
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term239 Months
DueApr 1, 2041
Interest
Rate TypeFixed Rate
Rate2.87%

May 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKANE IL
Recording DateMay 7, 2019
Property Address7N166 LANCASTER RD, ST CHARLES, IL 60175-6373
Document Number0000017974
Instrument DateApr 24, 2019
Instrument17974
Transaction TypeTransfer
Record UpdatedMay 16, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address7N166 LANCASTER RD ST CHARLES IL 601756373, ST CHARLES, IL 60175-6373

November 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKANE IL
Recording DateNov 29, 2017
Property Address7N166 LANCASTER RD, ST CHARLES, IL 60175-6373
Document Number0000062267
Instrument DateNov 6, 2017
Instrument62267
Transaction TypeTransfer
Record UpdatedJan 3, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address7N166 LANCASTER RD ST CHARLES IL 601756373, ST CHARLES, IL 60175-6373

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionSt. Charles Township
Unified School DistrictSt. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$16,954.00 (+11.08%) Homeowner's exemption Disabled Person's exemption$263,941 (+8.53%) Land $60,624 Building $203,317$792,140 (+8.53%) Land $181,945 Building $610,195
2024$243,196 (+16.71%) Land $55,859 Building $187,337$729,880 (+16.76%) Land $167,644 Building $562,236
2022$15,263.00 (+5.99%) Homeowner's exemption$208,379 (+4.91%) Land $52,571 Building $155,808$625,137 (+4.91%) Land $157,713 Building $467,424
2021$14,401.00 Homeowner's exemption$198,627 Land $50,111 Building $148,516$595,881 Land $150,333 Building $445,548

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 70% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES
serves 33,081 people · EPA ID IL0894830
Water SourceGroundwater
Last State InspectionOct 2022
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
1,200 / 35
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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