Passaic County and Wayne Township property record for 7A Tosch Ave, Wayne, NJ 07470
| Property Type | Single Family Home |
|---|---|
| Details | 1,300 sqft · built 1964 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $577,000 (Mar 2025) |
| Tax Bill | $10,670 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Mar 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-01202-0000-00082 |
| Primary APN | 14-01202-0000-00082 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,300 sqft Living Area |
|---|
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Ranch |
| Lot Area | 12,197 sqft (0.28 acres) |
| Old Parcel Number | 1400188E00023 |
|---|---|
| Street Address | 7A TOSCH AVE |
| City | WAYNE |
| State | NJ |
| Zip | 07470-3030 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-B |
| Legal Block | 1202 |
| Legal Lot Number | 82 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | WAYNE |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 246104 |
Source: Passaic County and Wayne Township records, as of October 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7A TOSCH AVE, WAYNE, NJ 07470-3030 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Sep 9, 2026 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE |
| Mar 6, 2025 | Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Jun 17, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 6, 2025 · Amount on Record |
| Deed Sale | Mar 6, 2025 · Amount on Record |
| Deed Document Number | 20258298 |
| Deed Book / Page | 4862 / 204 |
| Prior Transfer Date | Jan 3, 2008 |
| Prior Transfer Doc | 0000011186 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Sep 9, 2026 |
| Property Address | 7A TOSCH AVE, WAYNE, NJ 07470-3030 |
| Document Number | 0000031604 |
| Book / Page | 20127 / 158 |
| Instrument Date | Aug 24, 2026 |
| Instrument | 202631604 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2026 |
| Title Company | MAC ABSTRACT |
| Name | Verified Name |
|---|---|
| Address | 7A TOSCH AVE, WAYNE, NJ 07470-3030 |
| Document Number | 0000031604, |
|---|---|
| Date | Sep 9, 2026 |
| Book Page | 20127/158 |
| Instrument | 202631604 |
| Name | GUARANTEED RATE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Mar 6, 2025 |
| Property Address | 7A TOSCH AVE, WAYNE, NJ 07470-3030 |
| Document Number | 0000008298 |
| Book / Page | D4862 / 204 |
| Instrument Date | Feb 24, 2025 |
| Instrument | 2025008298 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2025 |
| Title Company | INSIGHT TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,442.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 28 GLEN CT, POMPTON LAKES, NJ 07442-1342 |
| Name | Verified Name |
|---|---|
| Address | 7A TOSCH AVE, WAYNE, NJ 07470-3030 |
| Document Number | 0000008299 |
|---|---|
| Date | Mar 6, 2025 |
| Instrument | 2025008299 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Jun 17, 2020 |
| Property Address | 7 TOSCH AVE, WAYNE, NJ 07470 |
| Document Number | 0000026126 |
| Book / Page | 003811 / 000155 |
| Instrument Date | May 11, 2020 |
| Instrument | 26126 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 28 GLEN CT POMPTON LAKES NJ 074421342, POMPTON LAKES, NJ 07442-1342 |
Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| County Subdivision | Wayne Township |
| Unified School District | Wayne Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $177,900 (-) Land $96,000 Building $81,900 | $177,900 (-) Land $96,000 Building $81,900 | |
| 2025 | $10,670.00 (+0.88%) | $177,900 (-) Land $96,000 Building $81,900 | $177,900 (-) Land $96,000 Building $81,900 |
| 2024 | $10,577.00 (+5.16%) | ||
| 2023 | $177,900 Land $96,000 Building $81,900 | $177,900 Land $96,000 Building $81,900 | |
| 2022 | $10,058.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 8 (1982–2021) |
| Claims Outside the SFHA | 6 of 8 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001 |
|---|---|
| Water Source | Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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