7A Edgewater Pl, Edgewater, NJ 07020 Property Records

Bergen County and Edgewater Borough property record for 7A Edgewater Pl, Edgewater, NJ 07020

Property Summary

Property Type	Single Family Home
Details	1,350 sqft · built 1952
Lot Size	0.044 acres (1,899 sqft)
Owner	2 Individual Names on Record
Last Sale	$145,000 (May 1996)
Tax Bill	$9,062 (2025)
Deeds & Mortgages	May 2026 Line of Credit Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-00065-0000-00012`

Property Details

APN / Parcel Number

Primary APN	`13-00065-0000-00012`
Alternative APN	`130006500012`

Interior

Stories	2 Stories
Building Area	1,350 sqft Living Area

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Exterior Material	Brick
Construction Type	Brick
Lot Area	1,899 sqft (0.044 acres)
Lot Dimensions	100 ft deep x 19 ft wide

Location & Zoning

Street Address	7A EDGEWATER PL
City	EDGEWATER
State	NJ
Zip	07020-2245
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	19X100
Legal Block	65
Legal Lot Number	12
Jurisdiction	BERGEN NJ
Township / Civil Division	EDGEWATER
Census Block Group	3
Census Block	3002
Census Tract	13002

Owner

Source: Bergen County and Edgewater Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7A EDGEWATER PL, EDGEWATER, NJ 07020-2245
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 29, 2026	Deed of Trust, Mortgage · Line of Credit KEARNY BANK
Jul 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 1996 · Amount on Record
Deed Sale	May 22, 1996 · Amount on Record
Deed Book / Page	7878 / 672
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Recording Date	May 29, 2026
Property Address	7A EDGEWATER PL, EDGEWATER, NJ 07020-2245
Document Number	0000035594
Book / Page	5807 / 1608
Instrument Date	Apr 29, 2026
Instrument	202635594
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7A EDGEWATER PL, EDGEWATER, NJ 07020-2245

Mortgage

Document Number	0000035594,
Date	May 29, 2026
Book Page	5807/1608
Instrument	202635594

Lender

Name	KEARNY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	May 15, 2041

Interest

Rate Type	Adjustable Rate
Rate	5.99%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	7A EDGEWATER PL, EDGEWATER, NJ 07020-2245
Transaction Type	Mortgage
Record Updated	Sep 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0042881926
Date	Jul 23, 2021
Book Page	4288/1926
Instrument	2021118414

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	BURLINGAME, CA 94010

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Bergen County and Edgewater Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Edgewater Borough
Unified School District	Edgewater Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$610,000 (+10.73%) Land $304,600 Building $305,400	$610,000 (+10.73%) Land $304,600 Building $305,400
2025	$9,062.00 (+6.57%)	$550,900 (+6.87%) Land $292,700 Building $258,200	$550,900 (+6.87%) Land $292,700 Building $258,200
2024	$8,503.00 (+6.18%)
2023		$515,500 Land $273,900 Building $241,600	$515,500 Land $273,900 Building $241,600
2022	$8,008.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 units insured incl. 2 condo units
Nearby Flood Claims	2 (2007–2012)
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Starry.

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