7A 7th Ave, Key West, FL 33040 Property Records

Monroe County property record for 7A 7th Ave, Key West, FL 33040

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,008 sqft · built 2006
Lot Size	0.079 acres (3,441 sqft)
Owner	2 Individual Names on File
Last Sale	$780,000 (Mar 2026)
Tax Bill	$4,989 (2024)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Dec 2022 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`00131400-000000`

Property Details

APN / Parcel Number

Primary APN	`00131400-000000`
Alternative APNs	`35672500131400000000` `1165557`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,008 sqft Living Area
1st Floor Area	1,008 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2018
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	3,441 sqft (0.079 acres)
Garage Type	Covered
Garage Area	480 sqft

Exterior Amenities

Porch	Unfinished Open Porch
Porch Area	28 sqft
Deck Area	16 sqft
Patio Area	16 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1165557
Street Address	7A 7TH AVE
City	KEY WEST
State	FL
Zip	33040-5862
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	URM
Legal Description	BK A LT 7 LINCOLN GARDENS NO-1 PB5-89 STOCK ISLAND OR687-78D/C OR1049-1458 OR1449-1742 OR1713-912/14/PET OR1717-98/100 OR1740-496/99AMD/PET OR2024-2114/15 OR2065-1964/67T/C OR2738-384/86 OR2999-1377 OR3205-0708
Legal Range	25E
Legal Township	67S
Legal Section	35
Legal Subdivision	LINCOLN GARDENS NO 1
Legal Block	A
Legal Lot Number	7
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	4
Census Block	4013
Census Tract	971800

Owner

Source: Monroe County records · APN 00131400-000000

Assessment roll updated December 8, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	7A 7TH AVE, KEY WEST, FL 33040-5862
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2026	Warranty Deed, Transfer · Conventional Mortgage PNC BANK NA
Dec 19, 2022	Warranty Deed, Transfer · Conventional Mortgage CENTENNIAL BANK
Dec 17, 2019	Warranty Deed, Transfer NAVY FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 30, 2026 · Amount on Record
Deed Sale	Mar 30, 2026 · Amount on Record
Prior Sale	Dec 19, 2022 · Amount on Record
Deed Document Number	20262537469
Deed Book / Page	3373 / 396
Record Updated	Sep 20, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Mar 30, 2026
Property Address	7A 7TH AVE, STOCK ISLAND, FL 33040-5862
Document Number	0033730396
Book / Page	3373 / 396
Map Reference	MB 5 PG 89
Instrument Date	Mar 20, 2026
Instrument	2537469
Transaction Type	Transfer
Record Updated	Apr 28, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$5,460.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7 7TH AVEA, STOCK ISLAND, FL 33040

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7A 7TH AVE, STOCK ISLAND, FL 33040-5862
Investor	Possibly a Property Investor

Mortgage

Document Number	0003373398
Date	Mar 30, 2026
Instrument	3373/398

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2056

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Dec 19, 2022
Property Address	7A 7TH AVE, STOCK ISLAND, FL 33040-5862
Document Number	0032050708
Book / Page	3205 / 708
Map Reference	MB 5 PG 89
Instrument Date	Dec 15, 2022
Instrument	2400967
Transaction Type	Transfer
Record Updated	Jan 23, 2024
Title Company	TRUE TITLE FLORIDA KEYS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,550.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7A 7TH AVE, STOCK ISLAND, FL 33040-5862

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7A 7TH AVE, STOCK ISLAND, FL 33040-5862

Mortgage

Document Number	0003205710
Date	Dec 19, 2022
Instrument	3205/710

Lender

Name	CENTENNIAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Jan 01, 2030
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	10.7%
Index	1-Year T-Bill
Max Rate	11.7%

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Dec 17, 2019
Property Address	7A 7TH AVE, KEY WEST, FL 33040-5862
Document Number	0029991377
Book / Page	002999 / 001377
Instrument Date	Dec 12, 2019
Instrument	2248696
Transaction Type	Transfer
Record Updated	Jan 16, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,220.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3930 SAINT IVES RD #518 MYRTLE BEACH SC 295881164, 518, MYRTLE BEACH, SC 29588-1164

Mortgage

Document Number	29991379
Date	Dec 17, 2019
Book Page	002999/001379
Instrument	2248697

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 16, 2049

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated December 8, 2025 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$575,885 (+8.43%) Land $291,934 Building $283,951	$575,885 (+8.43%) Land $291,934 Building $283,951
2024	$4,989.00 (+0.79%)
2023	$4,950.00 (+17.94%)	$531,095 (+4.68%) Land $271,082 Building $260,013	$531,095 (+4.68%) Land $271,082 Building $260,013
2022	$4,197.00	$507,357 Land $232,852 Building $274,505	$507,357 Land $232,852 Building $274,505

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 294 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	332 units insured incl. 38 condo units
Nearby Flood Claims	201 (1980–2022)
Claims Outside the SFHA	2 of 201
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 48 claims Hurricane Wilma, Oct 2005 · 95 claims Hurricane Georges, Sep 1998 · 26 claims

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: AT&T, Hotwire Communications, T-Mobile USA, Verizon.

Based on FCC filings for 402 locations within half a mile of this property.

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