Ocean County and Harvey Cedars Borough property record for 7A 70th St, Harvey Cedars, NJ 08008
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,778 sqft · built 1978 |
| Lot Size | 0.276 acres (12,031 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $3,800,000 (Mar 2026) |
| Tax Bill | $21,115 (2025) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage Feb 2026 Transfer + 1 more |
| Flood Zone | Zone VE (high risk) |
| APN | 10-00042-03-00004 |
| Primary APN | 10-00042-03-00004 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,778 sqft Living Area |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Roof Type | Flat |
| Roof Material | Other |
| Lot Area | 12,031 sqft (0.276 acres) |
| Lot Dimensions | 188 ft deep x 64 ft wide |
| Porch | Open Porch |
| Deck Area | Deck Area |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Account Number | 7980 |
|---|---|
| Street Address | 7A 70TH ST |
| City | HARVEY CEDARS |
| State | NJ |
| Zip | 08008-5807 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-AA |
| Legal Description | 64X188 |
| Legal Subdivision | HARVEY CEDARS SEC A |
| Legal Block | 42.3 |
| Legal Lot Number | 4 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | HARVEY CEDARS |
| Census Block Group | 5 |
| Census Block | 5001 |
| Census Tract | 738100 |
7A 70th St is owned and occupied by two individuals who bought it in March 2026.
Source: Ocean County and Harvey Cedars Borough records, as of July 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7A 70TH ST, HARVEY CEDARS, NJ 08008-5807 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 12, 2026 | Deed, Transfer · Conventional Mortgage EMBRACE HOME LOANS INC |
| Feb 17, 2026 | Intrafamily Transfer, Transfer |
| Jan 21, 2020 | Deed of Trust, Mortgage · Line of Credit OCEANFIRST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 12, 2026 · Amount on File |
| Deed Sale | Mar 12, 2026 · Amount on File |
| Deed Document Number | 202619583 |
| Deed Book / Page | 20310 / 584 |
| Prior Transfer Date | Jan 19, 2026 |
| Prior Transfer Doc | 0202861499 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Mar 12, 2026 |
| Property Address | 7A 70TH ST, HARVEY CEDARS, NJ 08008-5807 |
| Document Number | 0203100584 |
| Book / Page | 20310 / 584 |
| Instrument Date | Mar 5, 2026 |
| Instrument | 2026019583 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2026 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7 70TH ST # A, A, HARVEY CEDARS, NJ 08008-5807 |
| Document Number | 2026019584 |
|---|---|
| Date | Mar 12, 2026 |
| Instrument | 2026019584 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Feb 17, 2026 |
| Property Address | 7A 70TH ST, HARVEY CEDARS, NJ 08008-5807 |
| Document Number | 0202861499 |
| Book / Page | 20286 / 1499 |
| Instrument Date | Jan 19, 2026 |
| Instrument | 2026012599 |
| Transaction Type | Transfer |
| Record Updated | Mar 4, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 590 W END AVE # AVE2C, AVE2C, NEW YORK, NY 10024-1722 |
| Name | Verified Name |
|---|---|
| Address | 590 W END AVE APT 2C, 2C, NEW YORK, NY 10024-1749 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 7A 70TH ST, HARVEY CEDARS, NJ 08008-5807 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0177580619 |
|---|---|
| Date | Jan 21, 2020 |
| Book Page | 17758/0619 |
| Instrument | 2020006652 |
| Name | OCEANFIRST BANK |
|---|---|
| Type | Bank |
| Address | TOMS RIVER, NJ 08753 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jan 15, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 7A 70th St was $21,115, down 1.2% from the year before.
Source: Ocean County and Harvey Cedars Borough assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| Municipality | Harvey Cedars Borough |
| Elementary School District | Long Beach Island School District (KG - 06) |
| Secondary School District | Southern Regional School District (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,898,800 (-) Land $1,414,200 Building $484,600 | $1,898,800 (-) Land $1,414,200 Building $484,600 | |
| 2025 | $21,115.00 (-1.15%) | $1,898,800 Land $1,414,200 Building $484,600 | $1,898,800 Land $1,414,200 Building $484,600 |
| 2024 | $21,361.00 | ||
| 2023 | $1,898,800 Land $1,414,200 Building $484,600 | $1,898,800 Land $1,414,200 Building $484,600 | |
| 2022 | $18,361.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 7A 70th St in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 206 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 210 units insured incl. 4 condo units |
| Nearby Flood Claims | 187 (1984–2022) |
| Most Recent Claim | Oct 2022 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 7A 70th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARVEY CEDARS WATER DEPT serves 6,600 people · EPA ID NJ1509001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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