79976 Pacific Rd, Arch Cape, OR 97102 Property Records

Clatsop County property record for 79976 Pacific Rd, Arch Cape, OR 97102

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,748 sqft · built 1986
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on File
Tax Bill	$14,274 (2025)
Deeds & Mortgages	Dec 2021 Mortgage May 2017 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`41030BB04200`

Property Details

APN / Parcel Number

Primary APN	`41030BB04200`
Alternative APN	`2865`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	3,748 sqft Living Area
Gross Area	3,964 sqft
1st Floor Area	1,730 sqft
Utility Room	Utility Room
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Modern
Exterior Material	Wood
Roof Type	Flat
Roof Material	Tile
Lot Area	8,276 sqft (0.19 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	216 sqft
Parking Spaces	1 Parking Space
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	248 sqft
Patio Area	122 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	2865
Street Address	79976 PACIFIC RD
City	ARCH CAPE
State	OR
Zip	97102-0139
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFR/RSA
Legal Description	METES & BOUNDS
Legal Range	10
Legal Township	04
Legal Section	30
Jurisdiction	CLATSOP OR
Township / Civil Division	SEASIDE
Census Block Group	4
Census Block	4030
Census Tract	951100

Owner

79976 Pacific Rd, a single family home, is owned by an individual.

Source: Clatsop County records, as of September 15, 2026

Owner of Record	Individual Name on File
Mailing Address	2574 NE KIRKWOOD PL, ISSAQUAH, WA 98029-3648
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2021	Bargain and Sale Deed, Transfer · Conventional Mortgage WASHINGTON FEDERAL NA
May 1, 2017	Warranty Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

December 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	CLATSOP OR
Recording Date	Dec 17, 2021
Property Address	79976 PACIFIC RD, ARCH CAPE, OR 97102-0139
Document Number	0000012439
Instrument Date	Dec 16, 2021
Instrument	202112439
Transaction Type	Transfer
Record Updated	Dec 28, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2574 NE KIRKWOOD PL, ISSAQUAH, WA 98029-3648

Mortgage

Document Number	0000012440
Date	Dec 17, 2021
Instrument	202112440

Lender

Name	WASHINGTON FEDERAL NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLATSOP OR
Recording Date	May 1, 2017
Property Address	79976 PACIFIC RD, ARCH CAPE, OR 97102-0139
Document Number	0000003423
Instrument Date	Apr 28, 2017
Instrument	201703423
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	TICOR TITLE COMPANY OF OR

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	8622 LEITZ AVE SE, SNOQUALMIE, WA 98065-9243

Mortgage

Document Number	0000003424
Date	May 1, 2017
Instrument	201703424

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 79976 Pacific Rd was $14,274.

Source: Clatsop County assessment roll, as of October 29, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Clatsop County
Unified School District	Seaside School District 10 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,274.00	$995,377	$2,275,694 Land $1,297,848 Building $977,846
2023	$12,087.00 (+2.4%)	$938,240 (+3%)	$2,696,484 (+18.66%) Land $1,485,631 Building $1,210,853
2022	$11,804.00	$910,914	$2,272,435 Land $1,248,430 Building $1,024,005

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 79976 Pacific Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	22.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 131 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	131 in force
Nearby Flood Claims	21 (1999–2023)
Claims Outside the SFHA	7 of 21
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Dec 2015 · 2 claims Severe Storms, Flooding, Landslides, And Mudslides, Dec 2007 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 79976 Pacific Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARCH CAPE WATER DISTRICT serves 200 people · EPA ID OR4100802
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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