7996 Red Barrow Rd, Baker, FL 32531 Property Records

Okaloosa County property record for 7996 Red Barrow Rd, Baker, FL 32531

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,796 sqft · built 1990
Lot Size	1.15 acres (50,094 sqft)
Owner	2 Individual Names on File
Last Sale	$205,000 (Oct 2020)
Tax Bill	$2,706 (2025)
Deeds & Mortgages	Nov 2018 Line of Credit Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-591-8205-5`

Property Details

APN / Parcel Number

Primary APN	`C56-000-591-8205-5`
Alternative APNs	`03-5N-24-2770-0000-096B` `24N50327700000096B`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,796 sqft Living Area
Gross Area	3,572 sqft
1st Floor Area	1,099 sqft
Upper Floors Area	697 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	50,094 sqft (1.15 acres)
Garage Type	Detached
Garage Area	768 sqft
Porch	Florida Room
Porch Area	708 sqft
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7996 RED BARROW RD
City	BAKER
State	FL
Zip	32531-7204
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ESCAMBIA FARMS PART OF UNIT 96:COM NW COR OF SEC 12-5N-24 E 1007.79 FT E 283.82 FT S 533 FT E 980 FT N 485 FT TO POB S 81 DEG W 173.7 FT N 12 DEG W 315 FT S 68 DEG E 256 FT S TO POB LESS CO R/W
Legal Range	24W
Legal Township	05N
Legal Section	03
Legal Subdivision	ESCAMBIA FARMS PART OF
Legal Lot Number	96B
Legal Unit	96
Jurisdiction	OKALOOSA FL
Township / Civil Division	BAKER
Census Block Group	1
Census Block	1044
Census Tract	20102

Owner

7996 Red Barrow Rd is owned and occupied by two individuals who bought it in October 2020.

Source: Okaloosa County records, as of December 31, 2025

Owner of Record	2 Individual Names on File
Mailing Address	7996 RED BARROW RD, BAKER, FL 32531-7204
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2018	Deed of Trust, Mortgage · Line of Credit PEN AIR FEDERAL CU
Oct 15, 2020	Warranty Deed, Transfer · FHA Mortgage UNIVERSITY LENDING GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2020 · Amount on File
Deed Sale	Oct 15, 2020 · Amount on File
Deed Document Number	20203399211
Deed Book / Page	3498 / 4527
Prior Transfer Date	Apr 16, 2016
Prior Transfer Doc	0003060365
Record Updated	Oct 29, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	7996 RED BARROW RD, BAKER, FL 32531-7204
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0033750503
Date	Nov 15, 2018
Book Page	3375/0503
Instrument	3243631

Lender

Name	PEN AIR FEDERAL CU
Type	Credit Union
Address	PENSACOLA, FL 32514

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Oct 15, 2020
Property Address	7996 RED BARROW RD, BAKER, FL 32531-7204
Document Number	0034984527
Book / Page	3498 / 4527
Instrument Date	Oct 9, 2020
Instrument	3399211
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	MOULTON LAND TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,435.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7932 RED BARROW RD, 7932, BAKER, FL 32531-7204

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7982 RED BARROW RD, BAKER, FL 32531-7204

Mortgage

Document Number	0034984529
Date	Oct 15, 2020
Instrument	3498/4529

Lender

Name	UNIVERSITY LENDING GROUP LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 7996 Red Barrow Rd was $2,706.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,706.00	$274,561 Land $9,970 Building $264,591	$274,561 Land $9,970 Building $264,591
2023	$2,463.00 (+7.51%)	$262,585 (+8.57%) Land $8,470 Building $254,115	$262,585 (+8.57%) Land $8,470 Building $254,115
2022	$2,291.00	$241,863 Land $7,916 Building $233,947	$241,863 Land $7,916 Building $233,947

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7996 Red Barrow Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7996 Red Barrow Rd is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 69% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKALOOSA WATERWORKS (FORMERLY BLACKMAN) private · serves 812 people · EPA ID FL1464068
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

4G LTE only, no 5G reported

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