7995 Hwy 9, Ben Lomond, CA 95005 Property Records

Santa Cruz County property record for 7995 Hwy 9, Ben Lomond, CA 95005

Property Summary

Property TypeMulti-Family Dwellings
Details4 bd · 2 ba · 3,422 sqft · built 1920
Lot Size0.504 acres (21,954 sqft)
Owner2 Individual Names on File
Last Sale$825,000 (Feb 2003)
Tax Bill$14,622 (2025)
Deeds & MortgagesFeb 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN072-132-13

Property Details

APN / Parcel Number

Primary APN072-132-13
Alternative APN
  • 072-132-13-000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Building Area3,422 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleMulti-Family
Roof MaterialComposition Shingle
Lot Area21,954 sqft (0.504 acres)
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemFloor/Wall Furnace

Location & Zoning

Street Address7995 HIGHWAY 9
CityBEN LOMOND
StateCA
Zip95005-9715
Property CategoryResidential
Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Local Zoning CodePA-L
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSAN LORENZO VALLEY
Census Block Group1
Census Block1007
Census Tract120302

Owner

7995 Hwy 9, a residential property, is owned and occupied by two individuals who acquired it in November 2012.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record2 Individual Names on File
Mailing Address7995 HIGHWAY 9, BEN LOMOND, CA 95005-9715
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 27, 2003 · Amount on File
Deed SaleFeb 27, 2003 · Amount on File
Deed Document Number200318311
Last Transfer DateNov 14, 2012
Transfer Doc0000058839
Record UpdatedSep 20, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address7995 HIGHWAY 9, BEN LOMOND, CA 95005-9715
Transaction TypeMortgage
Record UpdatedMar 8, 2023
Title CompanySTEWART TITLE, STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address7995 HIGHWAY 9, BEN LOMOND, CA 95005-9715

Mortgage

Document Number0000003074
DateFeb 23, 2023
Instrument2023-0003074
Lender
NameSANTA CRUZ COUNTY BANK
TypeBank
AddressSANTA CRUZ, CA 95061
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 7995 Hwy 9 was $14,622, up 3.9% from the year before.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictSan Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,218,780 (+2%) Land $598,309 Building $620,471
2025$14,622.00 (+3.89%)$1,194,883 Land $586,578 Building $608,305
2024$14,074.00 (-0.13%)
2023$14,092.00 (+2.32%)$1,148,484 Land $563,800 Building $584,684
2022$13,773.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 7995 Hwy 9 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims36 (1981–2017)
Claims Outside the SFHA10 of 36
Most Recent ClaimJan 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event
  • Severe Winter Storms And Flooding, Feb 1998 · 13 claims
  • Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 3 claims
  • Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7995 Hwy 9 is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 80% of California
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAN LORENZO VALLEY WATER DIST
serves 21,513 people · EPA ID CA4410014
Water SourceSurface water
Last State InspectionApr 2025
Lead3 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Cruzio.

Nearby Properties on Hwy 9

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