7994 Three Top Rd, Todd, NC 28684 Property Records

Ashe County property record for 7994 Three Top Rd, Todd, NC 28684 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3,592 sqft · built 2009
Lot Size	13 acres (570,331 sqft)
Owner	2 Individual Names on File
Last Sale	$1,352,500 (Feb 2025)
Tax Bill	$4,142 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Sep 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`04122-273`

Property Details

APN / Parcel Number

Primary APN	`04122-273`
Alternative APN	`99305`

Interior

Plumbing Fixtures	14 Plumbing Fixtures
Building Area	3,592 sqft Heated Area
Gross Area	5,300 sqft

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Contemporary
Lot Area	570,331 sqft (13 acres)

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	99305
Street Address	7994 THREE TOP RD
City	TODD
State	NC
Zip	28684-9336
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	13.093 A '10 1 A TO 04122-274 (PB 7/608) '11 .348
Legal Subdivision	MORGAN SUBDIVISON
Legal Tract	1
Jurisdiction	ASHE NC
Township / Civil Division	ELK
Census Block Group	1
Census Block	1009
Census Tract	970701

Owner

Source: Ashe County records · APN 04122-273

Assessment roll updated May 14, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	220 8TH ST NE, CONOVER, NC 28613-1654
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 03, 2024	Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK & TRUST CO
Sep 07, 2017	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 13, 2025 · Amount on Record
Deed Sale	Feb 13, 2025 · Amount on Record
Prior Sale	Jun 30, 2010 · Amount on Record
Deed Document Number	2025622
Deed Book / Page	570 / 2113
Prior Transfer Date	Feb 21, 2010
Prior Transfer Doc	0000000722
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHE NC
Property Address	7994 THREE TOP RD, TODD, NC 28684-9336
Transaction Type	Mortgage
Record Updated	Apr 10, 2024
Title Company	STEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7994 THREE TOP RD, TODD, NC 28684-9336

Mortgage

Document Number	00561/1796
Date	Apr 03, 2024
Book Page	561/1796
Instrument	1362

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHE NC
Property Address	7994 THREE TOP RD, TODD, NC 28684-9336
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00484/0260
Date	Sep 07, 2017
Book Page	0484/0260
Instrument	03986

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 28, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Ashe County records · Assessment roll updated May 14, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Ashe County
Unified School District	Ashe County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,142.00 (+13.51%)	$775,800 (+9.27%) Land $92,600 Building $683,200	$775,800 (+9.27%) Land $92,600 Building $683,200
2023	$3,649.00 (+27.63%)	$710,000 (+54.58%) Land $92,600 Building $617,400	$710,000 (+54.58%) Land $92,600 Building $617,400
2022	$2,859.00	$459,300 Land $80,500 Building $378,800	$459,300 Land $80,500 Building $378,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ashe County (37009C), updated June 2, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	About 1 in 1,299 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 4 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Loretto Telephone Company	Fiber	2,000 / 2,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE only, no 5G reported

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