7992 Schooner Ct, Frederick, MD 21701 Property Records

Frederick County property record for 7992 Schooner Ct, Frederick, MD 21701

Property Summary

Property Type	Townhouse
Details	2.5 ba · 2,056 sqft · built 1985
Lot Size	0.041 acres (1,800 sqft)
Owner	Individual Name on Record
Last Sale	$310,000 (Jun 2021)
Tax Bill	$4,099 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-552351`

Property Details

APN / Parcel Number

Primary APN	`28-552351`
Alternative APN	`552351`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,056 sqft Living Area
1st Floor Area	696 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Townhouse
Exterior Material	Brick
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	1,800 sqft (0.041 acres)
Garage Type	Built-in
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Deck Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	552351
Street Address	7992 SCHOONER CT
City	FREDERICK
State	MD
Zip	21701-3273
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R8
Legal Description	LT 60 S 1 PL 2 BLK E 1800 SQ FT SCHOONER CRT WATERSIDE
Legal Subdivision	WATERSIDE
Legal Block	E
Legal Lot Number	60
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	4
Census Block	4005
Census Tract	750802

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7992 SCHOONER CT, FREDERICK, MD 21701-3273
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2021	Deed, Transfer · Conventional Mortgage M & T BANK
Mar 26, 2020	Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 23, 2021 · Amount on Record
Deed Sale	Jun 23, 2021 · Amount on Record
Prior Sale	Mar 26, 2020 · Amount on Record
Deed Book / Page	15013 / 215
Record Updated	Jun 8, 2026

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jun 23, 2021
Property Address	7992 SCHOONER CT, FREDERICK, MD 21701-3273
Document Number	0150130215
Book / Page	15013 / 215
Map Reference	MB 30 PG 90
Instrument Date	Jun 17, 2021
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$775.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	210 POLARIS DR, 210, WALKERSVILLE, MD 21793-7703

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7992 SCHOONER CT, FREDERICK, MD 21701-3273

Mortgage

Document Number	15013221
Date	Jun 23, 2021
Instrument	15013/221

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

March 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Mar 26, 2020
Property Address	7992 SCHOONER CT, FREDERICK, MD 21701-3273
Document Number	0136130165
Book / Page	13613 / 165
Map Reference	MB 30 PG 90
Instrument Date	Feb 21, 2020
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	ASSURANCE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,299.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7992 SCHOONER CT, FREDERICK, MD 21701-3273

Mortgage

Document Number	136130171
Date	Mar 26, 2020
Instrument	13613/0171

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,099.00 (+27.5%)	$328,300 (+23.04%) Land $90,000 Building $238,300	$328,300 (-) Land $90,000 Building $238,300
2023	$3,215.00	$266,833	$328,300 Land $90,000 Building $238,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERSIDE serves 1,509 people · EPA ID MD0100029
Water Source	Purchased surface water from CITY OF FREDERICK
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Glo Fiber, Verizon.

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