James City County property record for 7992 Richmond Rd, Toano, VA 23168
| Property Type | Commercial |
|---|---|
| Details | 85,840 sqft · built 1960 |
| Lot Size | 5.77 acres (251,428 sqft) |
| Owner | Company Name on Record |
| Last Sale | $1,000,000 (Feb 1992) |
| Tax Bill | $12,391 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit Oct 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-4 01-0-0017 |
| Primary APN | 12-4 01-0-0017 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 85,840 sqft Total Area |
| Year Built | Built 1960 |
|---|---|
| Lot Area | 251,428 sqft (5.77 acres) |
| Cooling System | None |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 13306 |
|---|---|
| Street Address | 7992 RICHMOND RD |
| City | TOANO |
| State | VA |
| Zip | 23168-9125 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | M1 LIMITED BUSINESS/INDUS |
| Legal Description | TOANO, VA P A-B-C-D |
| Legal Subdivision | ACREAGE LOTS STONEHOUSE |
| Legal Lot Number | 17 |
| Jurisdiction | JAMES CITY VA |
| Township / Civil Division | STONEHOUSE |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 80402 |
Source: James City County records, as of November 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 7992 RICHMOND RD, TOANO, VA 23168-9125 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Date | Document |
|---|---|
| Oct 1, 2025 | Deed of Trust, Mortgage · Line of Credit BAYSTATE SAVINGS BANK |
| Oct 1, 2025 | Deed of Trust, Mortgage · Line of Credit BAY STATE SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 7, 1992 · Amount on Record |
| Deed Sale | Feb 7, 1992 · Amount on Record |
| Deed Document Number | 0000548236 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Property Address | 7992 RICHMOND RD, TOANO, VA 23168-9125 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2025 |
| Name | Verified Name |
|---|---|
| Address | 7992 RICHMOND RD, TOANO, VA 23168-9125 |
| Document Number | 0202514060 |
|---|---|
| Date | Oct 1, 2025 |
| Instrument | 202514060 |
| Name | BAYSTATE SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | WORCESTER, MA 01608 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Property Address | 7992 RICHMOND RD, TOANO, VA 23168-9125 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2025 |
| Name | Verified Name |
|---|---|
| Address | 7992 RICHMOND RD, TOANO, VA 23168-9125 |
| Document Number | 0202514058 |
|---|---|
| Date | Oct 1, 2025 |
| Instrument | 202514058 |
| Name | BAY STATE SAVINGS BANK |
|---|---|
| Address | WORCESTER, MA 01608 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: James City County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | James City County |
| Unified School District | James City County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,391.00 (+6.41%) | $1,493,000 (+2%) Land $332,200 Building $1,160,800 | $1,493,000 (+2%) Land $332,200 Building $1,160,800 |
| 2024 | $11,645.00 (+12.77%) | ||
| 2023 | $10,326.00 | $1,244,200 Land $332,200 Building $912,000 | $1,244,200 Land $332,200 Building $912,000 |
| 2022 | $10,326.00 (-1.2%) | ||
| 2019 | $10,451.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2006) |
| Most Recent Claim | Oct 2006 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 25 / 3 |
May also be available: Cox Communications, Glo Fiber, T-Mobile.
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