7990 A1A S, Unit 403, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 7990 A1A S, Unit 403, Saint Augustine, FL 32080

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,554 sqft · built 1980
Owner	2 Individual Names on File
Last Sale	$825,000 (Jul 2026)
Tax Bill	$10,319 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`186190-0403`

Property Details

APN / Parcel Number

Primary APN	`186190-0403`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Units	41 Units
Building Area	1,554 sqft Living Area
1st Floor Area	1,554 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980

Location & Zoning

Street Address	7990 A1A S, 403
City	SAINT AUGUSTINE
State	FL
Zip	32080-8314
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	SAND DOLLAR CONDO (PT OF OR497/487) UNIT 403 OR5942/614(T/R)
Legal Range	30E
Legal Township	09S
Legal Section	12
Legal Subdivision	SAND DOLLAR
Legal Lot Number	403
Jurisdiction	ST JOHNS FL
Township / Civil Division	MATANZAS
Census Block Group	2
Census Block	2001
Census Tract	21209

Owner

Source: St. Johns County records · APN 186190-0403

Assessment roll updated April 13, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3226 TALIMORE CIR, MARIETTA, GA 30066-4762
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 07, 2026 · Amount on Record
Deed Sale	Jul 07, 2026 · Amount on Record
Deed Document Number	202657571
Deed Book / Page	6396 / 915
Prior Transfer Date	Apr 09, 2014
Prior Transfer Doc	0038681696
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jul 07, 2026
Property Address	7990 A1A S, 403, SAINT AUGUSTINE, FL 32080-8314
Document Number	0000057571
Book / Page	6396 / 915
Instrument Date	Jul 06, 2026
Instrument	202657571
Transaction Type	Transfer
Record Updated	Jul 17, 2026
Title Company	ACTION TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$583,275.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3226 TALIMORE CIR, MARIETTA, GA 30066-4762

Mortgage

Document Number	0000057572,
Date	Jul 07, 2026
Instrument	202657572

Lender

Name	TOMASSO MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$763,000 (-) Building $763,000	$763,000 (-) Building $763,000
2025	$10,319.00 (+6.57%)	$763,000 (+92.96%)	$763,000 (+3.11%)
2024	$9,683.00 (+116.33%)
2023	$4,476.00 (+1.2%) Homeowner's exemption Widower's exemption	$395,418 (+3%)	$740,001 (+16.05%)
2022	$4,423.00 Homeowner's exemption Widower's exemption	$383,901	$637,650

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090212092, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 225 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,177 units insured incl. 952 condo units
Nearby Flood Claims	67 (1999–2024)
Claims Outside the SFHA	3 of 67
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 9 claims Hurricane Irma, Sep 2017 · 10 claims Hurricane Matthew, Oct 2016 · 35 claims

Wildfire

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 41 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.